Florence County, SC: Home-Insurance Distress & Forced-Sale Pressure
Florence County, SC: 83/100 (severe) home-insurance distress; Florence, SC band HIGH; Florence, SC #267 of 3,222 counties; Florence, SC #27 of 46 in South Carolina; raw Florence, SC 86.3.
FEMA hazard, Florence, SC: 90/100; Florence, SC declarations, three years: 12; Florence, SC perils: 9 tropical-storm; Florence, SC five-year count 10 (severity 15.0); Florence, SC ten-year 10; hazard-weighted, Florence, SC: 27.0.
Declared incidents on the Florence, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Florence, SC); 2023 Hurricane 1 (Florence, SC).
NFIP claims, Florence, SC, three years: 6; Florence, SC payouts $104,221; per Florence, SC claim $17,370; Florence, SC claim-stress 74/100.
Florence, SC monthly score fell, 83 (March 2026) to 82 (October 2026); Florence, SC by month: March 83, April 83, May 86, June 86 (Florence, SC), July 84, August 86, September 85, October 82.
Florence, SC components: climate 88, NFIP claims 74; Florence, SC retreat index 82.
Construction distress, Florence, SC: 33/100 as of August 2026 (Florence, SC: 61/100 one-to-four unit, 0/100 multifamily).
Florence, SC ZIPs, June 2026 (Florence, SC, 12 highest): score 0 (Florence, SC), climate 88 (Florence, SC): 29505, 29506, 29530, 29541, Florence, SC 29583, 29591; score 0 (Florence, SC), climate 87 (Florence, SC): 29555; score 0 (Florence, SC), climate 85 (Florence, SC): 29114, 29501, 29554; score 0 (Florence, SC), climate 83 (Florence, SC): 29161; score 0 (Florence, SC), climate 82 (Florence, SC): 29560.
DLRadar rescores Florence, SC monthly; Florence, SC readings join Florence, SC foreclosure, lien and ownership parcels (Florence, SC), so cost-squeezed Florence, SC owners surface before listing.
Inside South Carolina, Florence County ranks 26th of 46 counties for home-insurance distress at 83/100; Dillon County (84/100) sits just above Florence County, and Charleston County (82/100) sits just below Florence County.
Deterministic. Every Florence County, SC signal traces to a public Florence dataset (FEMA, NFIP, Census for Florence, SC) · how insurance distress works in Florence, SC · methodology
FAQ: Florence County, SC insurance distress
What is the Florence County, SC home-insurance-distress score?
Florence, SC: 83/100 (HIGH), #267 of 3,222, #27 in South Carolina. FEMA hazard, Florence, SC: 90/100; NFIP stress, Florence, SC: 74/100; construction, Florence, SC: 33/100; Florence, SC rescores monthly.
Is Florence County insurance distress getting better or worse (SC)?
Florence, SC: 83 in March 2026; Florence, SC: 82 in October 2026 (better); Florence, SC climate component 88; Florence, SC NFIP claims score 74.
How many flood-insurance claims has Florence County, SC had?
Florence, SC: 6 NFIP claims, three years; Florence, SC paid $104,221; per Florence, SC claim $17,370; carriers reprice Florence, SC against that record.
Which Florence County ZIP codes carry the most insurance distress (SC)?
Florence, SC, June 2026: 29505 at 0, 29506 at 0, 29530 at 0, 29541 at 0; Florence, SC climate scores there: 88, 88, 88, 88.
Why does Florence, SC insurance distress create sellers?
A Florence, SC premium outruns the Florence, SC budget; a carrier leaves Florence, SC; Florence, SC carrying cost passes plan; Florence, SC owners sell while current; Florence, SC insurance distress leads Florence, SC foreclosure data.