Lancaster County, SC: Home-Insurance Distress & Forced-Sale Pressure
Lancaster County, SC: 87/100 (severe) home-insurance distress; Lancaster, SC band HIGH; Lancaster, SC #173 of 3,222 counties; Lancaster, SC #21 of 46 in South Carolina.
FEMA hazard, Lancaster, SC: 93/100; Lancaster, SC declarations, three years: 8; Lancaster, SC perils: 2 hurricane, 4 tropical-storm; Lancaster, SC five-year count 10 (severity 15.0); Lancaster, SC ten-year 10; hazard-weighted, Lancaster, SC: 22.0.
Declared incidents on the Lancaster, SC record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Lancaster, SC); 2024 Hurricane 3; 2023 Hurricane 1 (Lancaster, SC).
NFIP claims, Lancaster, SC, three years: 4; Lancaster, SC payouts $142,749; per Lancaster, SC claim $35,687; Lancaster, SC claim-stress 77/100.
Lancaster, SC monthly score fell, 87 (March 2026) to 86 (October 2026); Lancaster, SC by month: March 87, April 87, May 88, June 88 (Lancaster, SC), July 87, August 88, September 88, October 86.
Lancaster, SC components: climate 93, NFIP claims 77; Lancaster, SC retreat index 86.
Construction distress, Lancaster, SC: 54/100 as of August 2026 (Lancaster, SC: 54/100 one-to-four unit, 42/100 multifamily).
Lancaster, SC ZIPs, June 2026 (Lancaster, SC, 5 highest): score 0 (Lancaster, SC), climate 80 (Lancaster, SC): 29707, 29720; score 0 (Lancaster, SC), climate 78 (Lancaster, SC): 29058; score 0 (Lancaster, SC), climate 74 (Lancaster, SC): 29067; score 0 (Lancaster, SC), climate 69 (Lancaster, SC): 29718.
DLRadar rescores Lancaster, SC monthly; Lancaster, SC readings join Lancaster, SC foreclosure, lien and ownership parcels (Lancaster, SC), so cost-squeezed Lancaster, SC owners surface before listing.
Inside South Carolina, Lancaster County ranks 21st of 46 counties for home-insurance distress at 87/100; Lexington County (87/100) sits just above Lancaster County, and York County (86/100) sits just below Lancaster County.
Deterministic. Every Lancaster County, SC signal traces to a public Lancaster dataset (FEMA, NFIP, Census for Lancaster, SC) · how insurance distress works in Lancaster, SC · methodology
FAQ: Lancaster County, SC insurance distress
What is the Lancaster County, SC home-insurance-distress score?
Lancaster, SC: 87/100 (HIGH), #173 of 3,222, #21 in South Carolina. FEMA hazard, Lancaster, SC: 93/100; NFIP stress, Lancaster, SC: 77/100; construction, Lancaster, SC: 54/100; Lancaster, SC rescores monthly.
Is Lancaster County insurance distress getting better or worse (SC)?
Lancaster, SC: 87 in March 2026; Lancaster, SC: 86 in October 2026 (better); Lancaster, SC climate component 93; Lancaster, SC NFIP claims score 77.
How many flood-insurance claims has Lancaster County, SC had?
Lancaster, SC: 4 NFIP claims, three years; Lancaster, SC paid $142,749; per Lancaster, SC claim $35,687; carriers reprice Lancaster, SC against that record.
Which Lancaster County ZIP codes carry the most insurance distress (SC)?
Lancaster, SC, June 2026: 29707 at 0, 29720 at 0, 29058 at 0, 29067 at 0; Lancaster, SC climate scores there: 80, 80, 78, 74.
Why does Lancaster, SC insurance distress create sellers?
A Lancaster, SC premium outruns the Lancaster, SC budget; a carrier leaves Lancaster, SC; Lancaster, SC carrying cost passes plan; Lancaster, SC owners sell while current; Lancaster, SC insurance distress leads Lancaster, SC foreclosure data.