Oconee County, SC: Home-Insurance Distress & Forced-Sale Pressure
Oconee County, SC: 80/100 (severe) home-insurance distress; Oconee, SC band MEDIUM; Oconee, SC #368 of 3,222 counties; Oconee, SC #34 of 46 in South Carolina; raw Oconee, SC 82.0.
FEMA hazard, Oconee, SC: 93/100; Oconee, SC declarations, three years: 15; Oconee, SC perils: 2 hurricane, 6 tropical-storm; Oconee, SC five-year count 10 (severity 15.0); Oconee, SC ten-year 10; hazard-weighted, Oconee, SC: 33.0.
Declared incidents on the Oconee, SC record: 2026 Winter Storm 4; 2024 Tropical Storm 4 (Oconee, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Oconee, SC).
NFIP claims, Oconee, SC, three years: 4; Oconee, SC payouts $5,230; per Oconee, SC claim $1,308; Oconee, SC claim-stress 59/100.
Oconee, SC monthly score fell, 80 (March 2026) to 79 (October 2026); Oconee, SC by month: March 80, April 80, May 82, June 82 (Oconee, SC), July 80, August 82, September 82, October 79.
Oconee, SC components: climate 93, NFIP claims 59; Oconee, SC retreat index 79.
Construction distress, Oconee, SC: 50/100 as of August 2026 (Oconee, SC: 53/100 one-to-four unit, 1/100 multifamily).
Oconee, SC ZIPs, June 2026 (Oconee, SC, 13 highest): score 0 (Oconee, SC), climate 87 (Oconee, SC): 29689; score 0 (Oconee, SC), climate 85 (Oconee, SC): 29643; score 0 (Oconee, SC), climate 84 (Oconee, SC): 29658, 29664, 29665, 29672, Oconee, SC 29676, 29678, 29686, 29691, Oconee, SC 29693, 29696; score 0 (Oconee, SC), climate 78 (Oconee, SC): 29634.
DLRadar rescores Oconee, SC monthly; Oconee, SC readings join Oconee, SC foreclosure, lien and ownership parcels (Oconee, SC), so cost-squeezed Oconee, SC owners surface before listing.
Inside South Carolina, Oconee County ranks 33rd of 46 counties for home-insurance distress at 80/100; Abbeville County (80/100) sits just above Oconee County, and Marion County (79/100) sits just below Oconee County.
Deterministic. Every Oconee County, SC signal traces to a public Oconee dataset (FEMA, NFIP, Census for Oconee, SC) · how insurance distress works in Oconee, SC · methodology
FAQ: Oconee County, SC insurance distress
What is the Oconee County, SC home-insurance-distress score?
Oconee, SC: 80/100 (MEDIUM), #368 of 3,222, #34 in South Carolina. FEMA hazard, Oconee, SC: 93/100; NFIP stress, Oconee, SC: 59/100; construction, Oconee, SC: 50/100; Oconee, SC rescores monthly.
Is Oconee County insurance distress getting better or worse (SC)?
Oconee, SC: 80 in March 2026; Oconee, SC: 79 in October 2026 (better); Oconee, SC climate component 93; Oconee, SC NFIP claims score 59.
How many flood-insurance claims has Oconee County, SC had?
Oconee, SC: 4 NFIP claims, three years; Oconee, SC paid $5,230; per Oconee, SC claim $1,308; carriers reprice Oconee, SC against that record.
Which Oconee County ZIP codes carry the most insurance distress (SC)?
Oconee, SC, June 2026: 29689 at 0, 29643 at 0, 29658 at 0, 29664 at 0; Oconee, SC climate scores there: 87, 85, 84, 84.
Why does Oconee, SC insurance distress create sellers?
A Oconee, SC premium outruns the Oconee, SC budget; a carrier leaves Oconee, SC; Oconee, SC carrying cost passes plan; Oconee, SC owners sell while current; Oconee, SC insurance distress leads Oconee, SC foreclosure data.