Orangeburg County, SC: Home-Insurance Distress & Forced-Sale Pressure
Orangeburg County, SC: 97/100 (severe) home-insurance distress; Orangeburg, SC band HIGH; Orangeburg, SC #19 of 3,222 counties; Orangeburg, SC #1 of 46 in South Carolina.
FEMA hazard, Orangeburg, SC: 99/100; Orangeburg, SC declarations, three years: 18; Orangeburg, SC perils: 3 hurricane, 9 tropical-storm, 3 flood; Orangeburg, SC five-year count 14 (severity 22.0); Orangeburg, SC ten-year 14; hazard-weighted, Orangeburg, SC: 48.0.
Declared incidents on the Orangeburg, SC record: 2026 Winter Storm 2; 2025 Flood 2 (Orangeburg, SC); 2024 Tropical Storm 6; 2024 Hurricane 2 (Orangeburg, SC); 2023 Hurricane 1 (Orangeburg, SC).
NFIP claims, Orangeburg, SC, three years: 24; Orangeburg, SC payouts $1,735,547; per Orangeburg, SC claim $72,314; Orangeburg, SC claim-stress 93/100.
Orangeburg, SC monthly score held, 95 (March 2026) to 95 (October 2026); Orangeburg, SC by month: March 95, April 95, May 96, June 96 (Orangeburg, SC), July 95, August 96, September 96, October 95.
Orangeburg, SC components: climate 96, NFIP claims 93; Orangeburg, SC retreat index 95.
Construction distress, Orangeburg, SC: 33/100 as of August 2026 (Orangeburg, SC: 54/100 one-to-four unit, 5/100 multifamily).
Orangeburg, SC ZIPs, June 2026 (Orangeburg, SC, 16 highest): score 0 (Orangeburg, SC), climate 95 (Orangeburg, SC): 29436; score 0 (Orangeburg, SC), climate 94 (Orangeburg, SC): 29471, 29477; score 0 (Orangeburg, SC), climate 85 (Orangeburg, SC): 29018, 29038, 29039, 29048, Orangeburg, SC 29059, 29107, 29113, 29115, Orangeburg, SC 29117, 29133, 29142, 29163; score 0 (Orangeburg, SC), climate 84 (Orangeburg, SC): 29137.
DLRadar rescores Orangeburg, SC monthly; Orangeburg, SC readings join Orangeburg, SC foreclosure, lien and ownership parcels (Orangeburg, SC), so cost-squeezed Orangeburg, SC owners surface before listing.
Inside South Carolina, Orangeburg County ranks 1st of 46 counties for home-insurance distress at 97/100; Bamberg County (96/100) sits just below Orangeburg County.
Deterministic. Every Orangeburg County, SC signal traces to a public Orangeburg dataset (FEMA, NFIP, Census for Orangeburg, SC) · how insurance distress works in Orangeburg, SC · methodology
FAQ: Orangeburg County, SC insurance distress
What is the Orangeburg County, SC home-insurance-distress score?
Orangeburg, SC: 97/100 (HIGH), #19 of 3,222, #1 in South Carolina. FEMA hazard, Orangeburg, SC: 99/100; NFIP stress, Orangeburg, SC: 93/100; construction, Orangeburg, SC: 33/100; Orangeburg, SC rescores monthly.
Is Orangeburg County insurance distress getting better or worse (SC)?
Orangeburg, SC: 95 in March 2026; Orangeburg, SC: 95 in October 2026 (unchanged); Orangeburg, SC climate component 96; Orangeburg, SC NFIP claims score 93.
How many flood-insurance claims has Orangeburg County, SC had?
Orangeburg, SC: 24 NFIP claims, three years; Orangeburg, SC paid $1,735,547; per Orangeburg, SC claim $72,314; carriers reprice Orangeburg, SC against that record.
Which Orangeburg County ZIP codes carry the most insurance distress (SC)?
Orangeburg, SC, June 2026: 29436 at 0, 29471 at 0, 29477 at 0, 29018 at 0; Orangeburg, SC climate scores there: 95, 94, 94, 85.
Why does Orangeburg, SC insurance distress create sellers?
A Orangeburg, SC premium outruns the Orangeburg, SC budget; a carrier leaves Orangeburg, SC; Orangeburg, SC carrying cost passes plan; Orangeburg, SC owners sell while current; Orangeburg, SC insurance distress leads Orangeburg, SC foreclosure data.