Lake County, SD: Home-Insurance Distress & Forced-Sale Pressure
Lake County, SD: 27/100 (moderate) home-insurance distress; Lake, SD band LOW; Lake, SD #1,788 of 3,222 counties; Lake, SD #22 of 66 in South Dakota; raw Lake, SD 35.3; Lake, SD coverage multiplier 0.85.
FEMA hazard, Lake, SD: 52/100; Lake, SD declarations, three years: 3; Lake, SD perils: 2 flood; Lake, SD five-year count 2 (severity 3.0); Lake, SD ten-year 2; hazard-weighted, Lake, SD: 6.0.
Declared incidents on the Lake, SD record: 2024 Flood 2 (Lake, SD).
NFIP claims, Lake, SD, three years: none; Lake, SD claim-stress 0/100.
Lake, SD monthly score fell, 30 (March 2026) to 26 (October 2026); Lake, SD by month: March 30, April 30, May 30, June 30 (Lake, SD), July 27, August 26, September 27, October 26.
Lake, SD components: climate 52; Lake, SD retreat index 26; Lake, SD climate multiplier 0.85.
Construction distress, Lake, SD: 2/100 as of August 2026 (Lake, SD: 77/100 one-to-four unit, 1/100 multifamily).
Lake, SD ZIPs, June 2026 (Lake, SD, 14 highest): score 0 (Lake, SD), climate 88 (Lake, SD): 57018; score 0 (Lake, SD), climate 60 (Lake, SD): 57022; score 0 (Lake, SD), climate 56 (Lake, SD): 57071; score 0 (Lake, SD), climate 52 (Lake, SD): 57058; score 0 (Lake, SD), climate 37 (Lake, SD): 57016, 57042, 57050, 57054, Lake, SD 57075; score 0 (Lake, SD), climate 36 (Lake, SD): 57057; score 0 (Lake, SD), climate 33 (Lake, SD): 57212; score 0 (Lake, SD), climate 29 (Lake, SD): 57017; score 0 (Lake, SD), climate 23 (Lake, SD): 57076; score 0 (Lake, SD), climate 14 (Lake, SD): 57051.
DLRadar rescores Lake, SD monthly; Lake, SD readings join Lake, SD foreclosure, lien and ownership parcels (Lake, SD), so cost-squeezed Lake, SD owners surface before listing.
Inside South Dakota, Lake County ranks 22nd of 66 counties for home-insurance distress at 27/100; Jackson County (27/100) sits just above Lake County, and Miner County (27/100) sits just below Lake County.
Deterministic. Every Lake County, SD signal traces to a public Lake dataset (FEMA, NFIP, Census for Lake, SD) · how insurance distress works in Lake, SD · methodology
FAQ: Lake County, SD insurance distress
What is the Lake County, SD home-insurance-distress score?
Lake, SD: 27/100 (LOW), #1,788 of 3,222, #22 in South Dakota. FEMA hazard, Lake, SD: 52/100; NFIP stress, Lake, SD: 0/100; construction, Lake, SD: 2/100; Lake, SD rescores monthly.
Is Lake County insurance distress getting better or worse (SD)?
Lake, SD: 30 in March 2026; Lake, SD: 26 in October 2026 (better); Lake, SD climate component 52.
Which Lake County ZIP codes carry the most insurance distress (SD)?
Lake, SD, June 2026: 57018 at 0, 57022 at 0, 57071 at 0, 57058 at 0; Lake, SD climate scores there: 88, 60, 56, 52.
Why does Lake, SD insurance distress create sellers?
A Lake, SD premium outruns the Lake, SD budget; a carrier leaves Lake, SD; Lake, SD carrying cost passes plan; Lake, SD owners sell while current; Lake, SD insurance distress leads Lake, SD foreclosure data.