Lincoln County, SD: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, SD: 67/100 (elevated) home-insurance distress; Lincoln, SD band MEDIUM; Lincoln, SD #720 of 3,222 counties; Lincoln, SD #5 of 66 in South Dakota; raw Lincoln, SD 70.7.
FEMA hazard, Lincoln, SD: 52/100; Lincoln, SD declarations, three years: 3; Lincoln, SD perils: 2 flood; Lincoln, SD five-year count 2 (severity 3.0); Lincoln, SD ten-year 2; hazard-weighted, Lincoln, SD: 6.0.
Declared incidents on the Lincoln, SD record: 2024 Flood 2 (Lincoln, SD).
NFIP claims, Lincoln, SD, three years: 9; Lincoln, SD payouts $662,301; per Lincoln, SD claim $73,589; Lincoln, SD claim-stress 88/100.
Lincoln, SD monthly score fell, 71 (March 2026) to 67 (October 2026); Lincoln, SD by month: March 71, April 71, May 70, June 70 (Lincoln, SD), July 67, August 66, September 67, October 67.
Lincoln, SD components: climate 52, NFIP claims 88; Lincoln, SD retreat index 67.
Construction distress, Lincoln, SD: 5/100 as of August 2026 (Lincoln, SD: 33/100 one-to-four unit, 3/100 multifamily).
Lincoln, SD ZIPs, June 2026 (Lincoln, SD, 12 highest): score 0 (Lincoln, SD), climate 84 (Lincoln, SD): 57106; score 0 (Lincoln, SD), climate 72 (Lincoln, SD): 57013, 57027, 57032, 57077, Lincoln, SD 57108; score 0 (Lincoln, SD), climate 69 (Lincoln, SD): 57034, 57039; score 0 (Lincoln, SD), climate 66 (Lincoln, SD): 57064; score 0 (Lincoln, SD), climate 54 (Lincoln, SD): 57004; score 0 (Lincoln, SD), climate 47 (Lincoln, SD): 57001; score 0 (Lincoln, SD), climate 41 (Lincoln, SD): 57014.
DLRadar rescores Lincoln, SD monthly; Lincoln, SD readings join Lincoln, SD foreclosure, lien and ownership parcels (Lincoln, SD), so cost-squeezed Lincoln, SD owners surface before listing.
Inside South Dakota, Lincoln County ranks 5th of 66 counties for home-insurance distress at 67/100; Turner County (67/100) sits just above Lincoln County, and Mccook County (61/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, SD signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, SD) · how insurance distress works in Lincoln, SD · methodology
FAQ: Lincoln County, SD insurance distress
What is the Lincoln County, SD home-insurance-distress score?
Lincoln, SD: 67/100 (MEDIUM), #720 of 3,222, #5 in South Dakota. FEMA hazard, Lincoln, SD: 52/100; NFIP stress, Lincoln, SD: 88/100; construction, Lincoln, SD: 5/100; Lincoln, SD rescores monthly.
Is Lincoln County insurance distress getting better or worse (SD)?
Lincoln, SD: 71 in March 2026; Lincoln, SD: 67 in October 2026 (better); Lincoln, SD climate component 52; Lincoln, SD NFIP claims score 88.
How many flood-insurance claims has Lincoln County, SD had?
Lincoln, SD: 9 NFIP claims, three years; Lincoln, SD paid $662,301; per Lincoln, SD claim $73,589; carriers reprice Lincoln, SD against that record.
Which Lincoln County ZIP codes carry the most insurance distress (SD)?
Lincoln, SD, June 2026: 57106 at 0, 57013 at 0, 57027 at 0, 57032 at 0; Lincoln, SD climate scores there: 84, 72, 72, 72.
Why does Lincoln, SD insurance distress create sellers?
A Lincoln, SD premium outruns the Lincoln, SD budget; a carrier leaves Lincoln, SD; Lincoln, SD carrying cost passes plan; Lincoln, SD owners sell while current; Lincoln, SD insurance distress leads Lincoln, SD foreclosure data.