Davidson County, TN: Home-Insurance Distress & Forced-Sale Pressure
Davidson County, TN: 68/100 (elevated) home-insurance distress; Davidson, TN band MEDIUM; Davidson, TN #678 of 3,222 counties; Davidson, TN #11 of 95 in Tennessee.
FEMA hazard, Davidson, TN: 52/100; Davidson, TN declarations, three years: 8; Davidson, TN perils: 4 severe-storm; Davidson, TN five-year count 14 (severity 22.0); Davidson, TN ten-year 14; hazard-weighted, Davidson, TN: 4.0.
Declared incidents on the Davidson, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Davidson, TN); 2023 Winter Storm 2; 2023 Severe Storm 2 (Davidson, TN).
NFIP claims, Davidson, TN, three years: 141; Davidson, TN payouts $4,528,878; per Davidson, TN claim $32,120; Davidson, TN claim-stress 93/100.
Davidson, TN monthly score fell, 72 (March 2026) to 68 (October 2026); Davidson, TN by month: March 72, April 72, May 72, June 72 (Davidson, TN), July 69, August 79, September 68, October 68.
Davidson, TN components: climate 52, NFIP claims 93; Davidson, TN retreat index 68.
Construction distress, Davidson, TN: 68/100 as of August 2026 (Davidson, TN: 68/100 one-to-four unit, 68/100 multifamily).
Davidson, TN ZIPs, June 2026 (Davidson, TN, 16 highest): score 0 (Davidson, TN), climate 97 (Davidson, TN): 37013, 37115, 37189, 37201, Davidson, TN 37203, 37204, 37205, 37206, Davidson, TN 37207, 37208, 37209, 37210, Davidson, TN 37211, 37212, 37213, 37214.
DLRadar rescores Davidson, TN monthly; Davidson, TN readings join Davidson, TN foreclosure, lien and ownership parcels (Davidson, TN), so cost-squeezed Davidson, TN owners surface before listing.
Inside Tennessee, Davidson County ranks 11th of 95 counties for home-insurance distress at 68/100; Hamilton County (69/100) sits just above Davidson County, and Sullivan County (68/100) sits just below Davidson County.
Deterministic. Every Davidson County, TN signal traces to a public Davidson dataset (FEMA, NFIP, Census for Davidson, TN) · how insurance distress works in Davidson, TN · methodology
FAQ: Davidson County, TN insurance distress
What is the Davidson County, TN home-insurance-distress score?
Davidson, TN: 68/100 (MEDIUM), #678 of 3,222, #11 in Tennessee. FEMA hazard, Davidson, TN: 52/100; NFIP stress, Davidson, TN: 93/100; construction, Davidson, TN: 68/100; Davidson, TN rescores monthly.
Is Davidson County insurance distress getting better or worse (TN)?
Davidson, TN: 72 in March 2026; Davidson, TN: 68 in October 2026 (better); Davidson, TN climate component 52; Davidson, TN NFIP claims score 93.
How many flood-insurance claims has Davidson County, TN had?
Davidson, TN: 141 NFIP claims, three years; Davidson, TN paid $4,528,878; per Davidson, TN claim $32,120; carriers reprice Davidson, TN against that record.
Which Davidson County ZIP codes carry the most insurance distress (TN)?
Davidson, TN, June 2026: 37013 at 0, 37115 at 0, 37189 at 0, 37201 at 0; Davidson, TN climate scores there: 97, 97, 97, 97.
Why does Davidson, TN insurance distress create sellers?
A Davidson, TN premium outruns the Davidson, TN budget; a carrier leaves Davidson, TN; Davidson, TN carrying cost passes plan; Davidson, TN owners sell while current; Davidson, TN insurance distress leads Davidson, TN foreclosure data.