Jefferson County, TN: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, TN: 35/100 (moderate) home-insurance distress; Jefferson, TN band LOW; Jefferson, TN #1,485 of 3,222 counties; Jefferson, TN #57 of 95 in Tennessee; raw Jefferson, TN 46.9; Jefferson, TN coverage multiplier 0.85.
FEMA hazard, Jefferson, TN: 68/100; Jefferson, TN declarations, three years: 12; Jefferson, TN perils: 3 tropical-storm, 3 severe-storm; Jefferson, TN five-year count 10 (severity 17.0); Jefferson, TN ten-year 10; hazard-weighted, Jefferson, TN: 12.0.
Declared incidents on the Jefferson, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Jefferson, TN); 2024 Tropical Storm 2; 2023 Severe Storm 2 (Jefferson, TN).
NFIP claims, Jefferson, TN, three years: none; Jefferson, TN claim-stress 0/100.
Jefferson, TN monthly score fell, 36 (March 2026) to 35 (October 2026); Jefferson, TN by month: March 36, April 36, May 38, June 38 (Jefferson, TN), July 36, August 46, September 36, October 35.
Jefferson, TN components: climate 68; Jefferson, TN retreat index 35; Jefferson, TN climate multiplier 0.85.
Construction distress, Jefferson, TN: 44/100 as of August 2026 (Jefferson, TN: 52/100 one-to-four unit, 2/100 multifamily).
Jefferson, TN ZIPs, June 2026 (Jefferson, TN, 10 highest): score 0 (Jefferson, TN), climate 78 (Jefferson, TN): 37764; score 0 (Jefferson, TN), climate 73 (Jefferson, TN): 37876; score 0 (Jefferson, TN), climate 70 (Jefferson, TN): 37871; score 0 (Jefferson, TN), climate 48 (Jefferson, TN): 37821; score 0 (Jefferson, TN), climate 45 (Jefferson, TN): 37813; score 0 (Jefferson, TN), climate 44 (Jefferson, TN): 37725, 37760, 37820, 37877, Jefferson, TN 37890.
DLRadar rescores Jefferson, TN monthly; Jefferson, TN readings join Jefferson, TN foreclosure, lien and ownership parcels (Jefferson, TN), so cost-squeezed Jefferson, TN owners surface before listing.
Inside Tennessee, Jefferson County ranks 57th of 95 counties for home-insurance distress at 35/100; Claiborne County (35/100) sits just above Jefferson County, and Franklin County (30/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, TN signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, TN) · how insurance distress works in Jefferson, TN · methodology
FAQ: Jefferson County, TN insurance distress
What is the Jefferson County, TN home-insurance-distress score?
Jefferson, TN: 35/100 (LOW), #1,485 of 3,222, #57 in Tennessee. FEMA hazard, Jefferson, TN: 68/100; NFIP stress, Jefferson, TN: 0/100; construction, Jefferson, TN: 44/100; Jefferson, TN rescores monthly.
Is Jefferson County insurance distress getting better or worse (TN)?
Jefferson, TN: 36 in March 2026; Jefferson, TN: 35 in October 2026 (better); Jefferson, TN climate component 68.
Which Jefferson County ZIP codes carry the most insurance distress (TN)?
Jefferson, TN, June 2026: 37764 at 0, 37876 at 0, 37871 at 0, 37821 at 0; Jefferson, TN climate scores there: 78, 73, 70, 48.
Why does Jefferson, TN insurance distress create sellers?
A Jefferson, TN premium outruns the Jefferson, TN budget; a carrier leaves Jefferson, TN; Jefferson, TN carrying cost passes plan; Jefferson, TN owners sell while current; Jefferson, TN insurance distress leads Jefferson, TN foreclosure data.