Montgomery County, TN: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, TN: 76/100 (severe) home-insurance distress; Montgomery, TN band MEDIUM; Montgomery, TN #486 of 3,222 counties; Montgomery, TN #7 of 95 in Tennessee; raw Montgomery, TN 80.5.
FEMA hazard, Montgomery, TN: 63/100; Montgomery, TN declarations, three years: 15; Montgomery, TN perils: 9 severe-storm; Montgomery, TN five-year count 14 (severity 23.0); Montgomery, TN ten-year 14; hazard-weighted, Montgomery, TN: 9.0.
Declared incidents on the Montgomery, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Montgomery, TN); 2024 Severe Storm 2; 2023 Severe Storm 2 (Montgomery, TN).
NFIP claims, Montgomery, TN, three years: 50; Montgomery, TN payouts $3,045,531; per Montgomery, TN claim $60,911; Montgomery, TN claim-stress 95/100.
Montgomery, TN monthly score fell, 76 (March 2026) to 74 (October 2026); Montgomery, TN by month: March 76, April 76, May 79, June 79 (Montgomery, TN), July 77, August 88, September 76, October 74.
Montgomery, TN components: climate 60, NFIP claims 95; Montgomery, TN retreat index 74.
Construction distress, Montgomery, TN: 63/100 as of August 2026 (Montgomery, TN: 58/100 one-to-four unit, 71/100 multifamily).
Montgomery, TN ZIPs, June 2026 (Montgomery, TN, 15 highest): score 0 (Montgomery, TN), climate 88 (Montgomery, TN): 37040, 37042, 37142, 37171, Montgomery, TN 37191; score 0 (Montgomery, TN), climate 87 (Montgomery, TN): 37043, 37052; score 0 (Montgomery, TN), climate 84 (Montgomery, TN): 42223; score 0 (Montgomery, TN), climate 73 (Montgomery, TN): 37010; score 0 (Montgomery, TN), climate 63 (Montgomery, TN): 37032; score 0 (Montgomery, TN), climate 62 (Montgomery, TN): 37051; score 0 (Montgomery, TN), climate 54 (Montgomery, TN): 37015; score 0 (Montgomery, TN), climate 38 (Montgomery, TN): 37079; score 0 (Montgomery, TN), climate 35 (Montgomery, TN): 37050; score 0 (Montgomery, TN), climate 14 (Montgomery, TN): 37061.
DLRadar rescores Montgomery, TN monthly; Montgomery, TN readings join Montgomery, TN foreclosure, lien and ownership parcels (Montgomery, TN), so cost-squeezed Montgomery, TN owners surface before listing.
Inside Tennessee, Montgomery County ranks 7th of 95 counties for home-insurance distress at 76/100; Greene County (87/100) sits just above Montgomery County, and Sevier County (74/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, TN signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, TN) · how insurance distress works in Montgomery, TN · methodology
FAQ: Montgomery County, TN insurance distress
What is the Montgomery County, TN home-insurance-distress score?
Montgomery, TN: 76/100 (MEDIUM), #486 of 3,222, #7 in Tennessee. FEMA hazard, Montgomery, TN: 63/100; NFIP stress, Montgomery, TN: 95/100; construction, Montgomery, TN: 63/100; Montgomery, TN rescores monthly.
Is Montgomery County insurance distress getting better or worse (TN)?
Montgomery, TN: 76 in March 2026; Montgomery, TN: 74 in October 2026 (better); Montgomery, TN climate component 60; Montgomery, TN NFIP claims score 95.
How many flood-insurance claims has Montgomery County, TN had?
Montgomery, TN: 50 NFIP claims, three years; Montgomery, TN paid $3,045,531; per Montgomery, TN claim $60,911; carriers reprice Montgomery, TN against that record.
Which Montgomery County ZIP codes carry the most insurance distress (TN)?
Montgomery, TN, June 2026: 37040 at 0, 37042 at 0, 37142 at 0, 37171 at 0; Montgomery, TN climate scores there: 88, 88, 88, 88.
Why does Montgomery, TN insurance distress create sellers?
A Montgomery, TN premium outruns the Montgomery, TN budget; a carrier leaves Montgomery, TN; Montgomery, TN carrying cost passes plan; Montgomery, TN owners sell while current; Montgomery, TN insurance distress leads Montgomery, TN foreclosure data.