Rutherford County, TN: Home-Insurance Distress & Forced-Sale Pressure
Rutherford County, TN: 59/100 (elevated) home-insurance distress; Rutherford, TN band MEDIUM; Rutherford, TN #917 of 3,222 counties; Rutherford, TN #29 of 95 in Tennessee; raw Rutherford, TN 62.1.
FEMA hazard, Rutherford, TN: 40/100; Rutherford, TN declarations, three years: 9; Rutherford, TN perils: 3 severe-storm; Rutherford, TN five-year count 8 (severity 14.0); Rutherford, TN ten-year 8; hazard-weighted, Rutherford, TN: 3.0.
Declared incidents on the Rutherford, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Rutherford, TN); 2023 Severe Storm 2 (Rutherford, TN).
NFIP claims, Rutherford, TN, three years: 15; Rutherford, TN payouts $607,576; per Rutherford, TN claim $40,505; Rutherford, TN claim-stress 87/100.
Rutherford, TN monthly score fell, 64 (March 2026) to 59 (October 2026); Rutherford, TN by month: March 64, April 64, May 63, June 63 (Rutherford, TN), July 61, August 66, September 59, October 59.
Rutherford, TN components: climate 40, NFIP claims 87; Rutherford, TN retreat index 59.
Construction distress, Rutherford, TN: 42/100 as of August 2026 (Rutherford, TN: 53/100 one-to-four unit, 1/100 multifamily).
Rutherford, TN ZIPs, June 2026 (Rutherford, TN, 16 highest): score 0 (Rutherford, TN), climate 93 (Rutherford, TN): 37037, 37086, 37127, 37128, Rutherford, TN 37129, 37130, 37132, 37167; score 0 (Rutherford, TN), climate 90 (Rutherford, TN): 37085, 37153; score 0 (Rutherford, TN), climate 89 (Rutherford, TN): 37014, 37060, 37135; score 0 (Rutherford, TN), climate 88 (Rutherford, TN): 37046; score 0 (Rutherford, TN), climate 85 (Rutherford, TN): 37118; score 0 (Rutherford, TN), climate 84 (Rutherford, TN): 37122.
DLRadar rescores Rutherford, TN monthly; Rutherford, TN readings join Rutherford, TN foreclosure, lien and ownership parcels (Rutherford, TN), so cost-squeezed Rutherford, TN owners surface before listing.
Inside Tennessee, Rutherford County ranks 27th of 95 counties for home-insurance distress at 59/100; Maury County (59/100) sits just above Rutherford County, and Humphreys County (59/100) sits just below Rutherford County.
Deterministic. Every Rutherford County, TN signal traces to a public Rutherford dataset (FEMA, NFIP, Census for Rutherford, TN) · how insurance distress works in Rutherford, TN · methodology
FAQ: Rutherford County, TN insurance distress
What is the Rutherford County, TN home-insurance-distress score?
Rutherford, TN: 59/100 (MEDIUM), #917 of 3,222, #29 in Tennessee. FEMA hazard, Rutherford, TN: 40/100; NFIP stress, Rutherford, TN: 87/100; construction, Rutherford, TN: 42/100; Rutherford, TN rescores monthly.
Is Rutherford County insurance distress getting better or worse (TN)?
Rutherford, TN: 64 in March 2026; Rutherford, TN: 59 in October 2026 (better); Rutherford, TN climate component 40; Rutherford, TN NFIP claims score 87.
How many flood-insurance claims has Rutherford County, TN had?
Rutherford, TN: 15 NFIP claims, three years; Rutherford, TN paid $607,576; per Rutherford, TN claim $40,505; carriers reprice Rutherford, TN against that record.
Which Rutherford County ZIP codes carry the most insurance distress (TN)?
Rutherford, TN, June 2026: 37037 at 0, 37086 at 0, 37127 at 0, 37128 at 0; Rutherford, TN climate scores there: 93, 93, 93, 93.
Why does Rutherford, TN insurance distress create sellers?
A Rutherford, TN premium outruns the Rutherford, TN budget; a carrier leaves Rutherford, TN; Rutherford, TN carrying cost passes plan; Rutherford, TN owners sell while current; Rutherford, TN insurance distress leads Rutherford, TN foreclosure data.