Brazos County, TX: Home-Insurance Distress & Forced-Sale Pressure
Brazos County, TX: 78/100 (severe) home-insurance distress; Brazos, TX band MEDIUM; Brazos, TX #422 of 3,222 counties; Brazos, TX #35 of 254 in Texas.
FEMA hazard, Brazos, TX: 74/100; Brazos, TX declarations, three years: 2; Brazos, TX perils: 2 hurricane; Brazos, TX five-year count 2 (severity 3.0); Brazos, TX ten-year 2; hazard-weighted, Brazos, TX: 10.0.
Declared incidents on the Brazos, TX record: 2024 Hurricane 2 (Brazos, TX).
NFIP claims, Brazos, TX, three years: 23; Brazos, TX payouts $472,359; per Brazos, TX claim $20,537; Brazos, TX claim-stress 84/100.
Brazos, TX monthly score fell, 80 (March 2026) to 78 (October 2026); Brazos, TX by month: March 80, April 80, May 81, June 81 (Brazos, TX), July 80, August 81, September 79, October 78.
Brazos, TX components: climate 73, NFIP claims 84; Brazos, TX retreat index 78.
Construction distress, Brazos, TX: 0/100 as of August 2026 (Brazos, TX: 52/100 one-to-four unit, 0/100 multifamily).
Brazos, TX ZIPs, June 2026 (Brazos, TX, 11 highest): score 44 (Brazos, TX), climate 87, price stress 25 (Brazos, TX): 77801, 77802, 77803, 77840, Brazos, TX 77843, 77845, 77866; score 41 (Brazos, TX), climate 78, price stress 25 (Brazos, TX): 77807, 77808; score 28 (Brazos, TX), climate 36, price stress 25 (Brazos, TX): 77859; score 0 (Brazos, TX), climate 63 (Brazos, TX): 77868.
DLRadar rescores Brazos, TX monthly; Brazos, TX readings join Brazos, TX foreclosure, lien and ownership parcels (Brazos, TX), so cost-squeezed Brazos, TX owners surface before listing.
Inside Texas, Brazos County ranks 35th of 254 counties for home-insurance distress at 78/100; Chambers County (78/100) sits just above Brazos County, and Anderson County (78/100) sits just below Brazos County.
Deterministic. Every Brazos County, TX signal traces to a public Brazos dataset (FEMA, NFIP, Census for Brazos, TX) · how insurance distress works in Brazos, TX · methodology
FAQ: Brazos County, TX insurance distress
What is the Brazos County, TX home-insurance-distress score?
Brazos, TX: 78/100 (MEDIUM), #422 of 3,222, #35 in Texas. FEMA hazard, Brazos, TX: 74/100; NFIP stress, Brazos, TX: 84/100; construction, Brazos, TX: 0/100; Brazos, TX rescores monthly.
Is Brazos County insurance distress getting better or worse (TX)?
Brazos, TX: 80 in March 2026; Brazos, TX: 78 in October 2026 (better); Brazos, TX climate component 73; Brazos, TX NFIP claims score 84.
How many flood-insurance claims has Brazos County, TX had?
Brazos, TX: 23 NFIP claims, three years; Brazos, TX paid $472,359; per Brazos, TX claim $20,537; carriers reprice Brazos, TX against that record.
Which Brazos County ZIP codes carry the most insurance distress (TX)?
Brazos, TX, June 2026: 77801 at 44, 77802 at 44, 77803 at 44, 77840 at 44; Brazos, TX climate scores there: 87, 87, 87, 87.
Why does Brazos, TX insurance distress create sellers?
A Brazos, TX premium outruns the Brazos, TX budget; a carrier leaves Brazos, TX; Brazos, TX carrying cost passes plan; Brazos, TX owners sell while current; Brazos, TX insurance distress leads Brazos, TX foreclosure data.