Cameron County, TX: Home-Insurance Distress & Forced-Sale Pressure
Cameron County, TX: 90/100 (severe) home-insurance distress; Cameron, TX band HIGH; Cameron, TX #101 of 3,222 counties; Cameron, TX #3 of 254 in Texas.
FEMA hazard, Cameron, TX: 84/100; Cameron, TX declarations, three years: 4; Cameron, TX perils: 2 hurricane, 2 flood; Cameron, TX five-year count 4 (severity 7.0); Cameron, TX ten-year 4; hazard-weighted, Cameron, TX: 14.0.
Declared incidents on the Cameron, TX record: 2025 Flood 2; 2024 Hurricane 2 (Cameron, TX).
NFIP claims, Cameron, TX, three years: 1,191; Cameron, TX payouts $89,144,269; per Cameron, TX claim $74,848; Cameron, TX claim-stress 98/100.
Cameron, TX monthly score rose, 88 (March 2026) to 89 (October 2026); Cameron, TX by month: March 88, April 88, May 93, June 93 (Cameron, TX), July 90, August 93, September 91, October 89.
Cameron, TX components: climate 83, NFIP claims 98; Cameron, TX retreat index 89.
Construction distress, Cameron, TX: 39/100 as of August 2026 (Cameron, TX: 53/100 one-to-four unit, 0/100 multifamily).
Cameron, TX ZIPs, June 2026 (Cameron, TX, 16 highest): score 0 (Cameron, TX), climate 96 (Cameron, TX): 78520, 78521, 78526, 78535, Cameron, TX 78550, 78552, 78559, 78566, Cameron, TX 78567, 78575, 78578, 78583, Cameron, TX 78586, 78592, 78593, 78597.
DLRadar rescores Cameron, TX monthly; Cameron, TX readings join Cameron, TX foreclosure, lien and ownership parcels (Cameron, TX), so cost-squeezed Cameron, TX owners surface before listing.
Inside Texas, Cameron County ranks 3rd of 254 counties for home-insurance distress at 90/100; San Jacinto County (91/100) sits just above Cameron County, and Walker County (89/100) sits just below Cameron County.
Deterministic. Every Cameron County, TX signal traces to a public Cameron dataset (FEMA, NFIP, Census for Cameron, TX) · how insurance distress works in Cameron, TX · methodology
FAQ: Cameron County, TX insurance distress
What is the Cameron County, TX home-insurance-distress score?
Cameron, TX: 90/100 (HIGH), #101 of 3,222, #3 in Texas. FEMA hazard, Cameron, TX: 84/100; NFIP stress, Cameron, TX: 98/100; construction, Cameron, TX: 39/100; Cameron, TX rescores monthly.
Is Cameron County insurance distress getting better or worse (TX)?
Cameron, TX: 88 in March 2026; Cameron, TX: 89 in October 2026 (worse); Cameron, TX climate component 83; Cameron, TX NFIP claims score 98.
How many flood-insurance claims has Cameron County, TX had?
Cameron, TX: 1,191 NFIP claims, three years; Cameron, TX paid $89,144,269; per Cameron, TX claim $74,848; carriers reprice Cameron, TX against that record.
Which Cameron County ZIP codes carry the most insurance distress (TX)?
Cameron, TX, June 2026: 78520 at 0, 78521 at 0, 78526 at 0, 78535 at 0; Cameron, TX climate scores there: 96, 96, 96, 96.
Why does Cameron, TX insurance distress create sellers?
A Cameron, TX premium outruns the Cameron, TX budget; a carrier leaves Cameron, TX; Cameron, TX carrying cost passes plan; Cameron, TX owners sell while current; Cameron, TX insurance distress leads Cameron, TX foreclosure data.