Collin County, TX: Home-Insurance Distress & Forced-Sale Pressure
Collin County, TX: 66/100 (elevated) home-insurance distress; Collin, TX band MEDIUM; Collin, TX #756 of 3,222 counties; Collin, TX #78 of 254 in Texas.
FEMA hazard, Collin, TX: 52/100; Collin, TX declarations, three years: 2; Collin, TX perils: 2 flood; Collin, TX five-year count 2 (severity 3.0); Collin, TX ten-year 2; hazard-weighted, Collin, TX: 4.0.
Declared incidents on the Collin, TX record: 2024 Flood 2 (Collin, TX).
NFIP claims, Collin, TX, three years: 14; Collin, TX payouts $545,006; per Collin, TX claim $38,929; Collin, TX claim-stress 86/100.
Collin, TX monthly score fell, 70 (March 2026) to 66 (October 2026); Collin, TX by month: March 70, April 70, May 69, June 69 (Collin, TX), July 66, August 65, September 66, October 66.
Collin, TX components: climate 52, NFIP claims 86; Collin, TX retreat index 66.
Construction distress, Collin, TX: 68/100 as of August 2026 (Collin, TX: 68/100 one-to-four unit, 69/100 multifamily).
Collin, TX ZIPs, June 2026 (Collin, TX, 16 highest): score 0 (Collin, TX), climate 100 (Collin, TX): 75044, 75048, 75080, 75248; score 0 (Collin, TX), climate 99 (Collin, TX): 75002, 75009, 75013, 75023, Collin, TX 75024, 75025, 75035, 75069, Collin, TX 75070, 75071, 75072, 75074.
DLRadar rescores Collin, TX monthly; Collin, TX readings join Collin, TX foreclosure, lien and ownership parcels (Collin, TX), so cost-squeezed Collin, TX owners surface before listing.
Inside Texas, Collin County ranks 78th of 254 counties for home-insurance distress at 66/100; Coryell County (66/100) sits just above Collin County, and Smith County (66/100) sits just below Collin County.
Deterministic. Every Collin County, TX signal traces to a public Collin dataset (FEMA, NFIP, Census for Collin, TX) · how insurance distress works in Collin, TX · methodology
FAQ: Collin County, TX insurance distress
What is the Collin County, TX home-insurance-distress score?
Collin, TX: 66/100 (MEDIUM), #756 of 3,222, #78 in Texas. FEMA hazard, Collin, TX: 52/100; NFIP stress, Collin, TX: 86/100; construction, Collin, TX: 68/100; Collin, TX rescores monthly.
Is Collin County insurance distress getting better or worse (TX)?
Collin, TX: 70 in March 2026; Collin, TX: 66 in October 2026 (better); Collin, TX climate component 52; Collin, TX NFIP claims score 86.
How many flood-insurance claims has Collin County, TX had?
Collin, TX: 14 NFIP claims, three years; Collin, TX paid $545,006; per Collin, TX claim $38,929; carriers reprice Collin, TX against that record.
Which Collin County ZIP codes carry the most insurance distress (TX)?
Collin, TX, June 2026: 75044 at 0, 75048 at 0, 75080 at 0, 75248 at 0; Collin, TX climate scores there: 100, 100, 100, 100.
Why does Collin, TX insurance distress create sellers?
A Collin, TX premium outruns the Collin, TX budget; a carrier leaves Collin, TX; Collin, TX carrying cost passes plan; Collin, TX owners sell while current; Collin, TX insurance distress leads Collin, TX foreclosure data.