Comal County, TX: Home-Insurance Distress & Forced-Sale Pressure
Comal County, TX: 63/100 (elevated) home-insurance distress; Comal, TX band MEDIUM; Comal, TX #818 of 3,222 counties; Comal, TX #87 of 254 in Texas; raw Comal, TX 67.3.
FEMA hazard, Comal, TX: 52/100; Comal, TX declarations, three years: 3; Comal, TX perils: 2 flood; Comal, TX five-year count 2 (severity 2.0); Comal, TX ten-year 2; hazard-weighted, Comal, TX: 6.0.
Declared incidents on the Comal, TX record: 2026 Flood 2; 2023 Winter Storm 2 (Comal, TX).
NFIP claims, Comal, TX, three years: 9; Comal, TX payouts $225,075; per Comal, TX claim $25,008; Comal, TX claim-stress 80/100.
Comal, TX monthly score rose, 27 (March 2026) to 63 (October 2026); Comal, TX by month: March 27, April 27, May 27, June 27 (Comal, TX), July 64, August 63, September 63, October 63.
Comal, TX components: climate 52, NFIP claims 80; Comal, TX retreat index 63.
Construction distress, Comal, TX: 53/100 as of August 2026 (Comal, TX: 56/100 one-to-four unit, 34/100 multifamily).
Comal, TX ZIPs, June 2026 (Comal, TX, 14 highest): score 0 (Comal, TX), climate 96 (Comal, TX): 78154; score 0 (Comal, TX), climate 94 (Comal, TX): 78266; score 0 (Comal, TX), climate 93 (Comal, TX): 78108, 78130, 78132, 78133, Comal, TX 78163, 78623; score 0 (Comal, TX), climate 91 (Comal, TX): 78666; score 0 (Comal, TX), climate 87 (Comal, TX): 78676; score 0 (Comal, TX), climate 86 (Comal, TX): 78070; score 0 (Comal, TX), climate 84 (Comal, TX): 78015; score 0 (Comal, TX), climate 70 (Comal, TX): 78006; score 0 (Comal, TX), climate 43 (Comal, TX): 78606.
DLRadar rescores Comal, TX monthly; Comal, TX readings join Comal, TX foreclosure, lien and ownership parcels (Comal, TX), so cost-squeezed Comal, TX owners surface before listing.
Inside Texas, Comal County ranks 87th of 254 counties for home-insurance distress at 63/100; Ellis County (64/100) sits just above Comal County, and Hill County (62/100) sits just below Comal County.
Deterministic. Every Comal County, TX signal traces to a public Comal dataset (FEMA, NFIP, Census for Comal, TX) · how insurance distress works in Comal, TX · methodology
FAQ: Comal County, TX insurance distress
What is the Comal County, TX home-insurance-distress score?
Comal, TX: 63/100 (MEDIUM), #818 of 3,222, #87 in Texas. FEMA hazard, Comal, TX: 52/100; NFIP stress, Comal, TX: 80/100; construction, Comal, TX: 53/100; Comal, TX rescores monthly.
Is Comal County insurance distress getting better or worse (TX)?
Comal, TX: 27 in March 2026; Comal, TX: 63 in October 2026 (worse); Comal, TX climate component 52; Comal, TX NFIP claims score 80.
How many flood-insurance claims has Comal County, TX had?
Comal, TX: 9 NFIP claims, three years; Comal, TX paid $225,075; per Comal, TX claim $25,008; carriers reprice Comal, TX against that record.
Which Comal County ZIP codes carry the most insurance distress (TX)?
Comal, TX, June 2026: 78154 at 0, 78266 at 0, 78108 at 0, 78130 at 0; Comal, TX climate scores there: 96, 94, 93, 93.
Why does Comal, TX insurance distress create sellers?
A Comal, TX premium outruns the Comal, TX budget; a carrier leaves Comal, TX; Comal, TX carrying cost passes plan; Comal, TX owners sell while current; Comal, TX insurance distress leads Comal, TX foreclosure data.