Erath County, TX: Home-Insurance Distress & Forced-Sale Pressure
Erath County, TX: 24/100 (low) home-insurance distress; Erath, TX band LOW; Erath, TX #1,968 of 3,222 counties; Erath, TX #176 of 254 in Texas; raw Erath, TX 28.6; Erath, TX coverage multiplier 0.85.
FEMA hazard, Erath, TX: 0/100; Erath, TX declarations, three years: none.
NFIP claims, Erath, TX, three years: 2; Erath, TX payouts $75,841; per Erath, TX claim $37,921; Erath, TX claim-stress 72/100.
Erath, TX monthly score fell, 25 (March 2026) to 24 (October 2026); Erath, TX by month: March 25, April 25, May 25, June 25 (Erath, TX), July 25, August 25, September 25, October 24.
Erath, TX components: NFIP claims 72; Erath, TX retreat index 24; Erath, TX climate multiplier 0.85.
Construction distress, Erath, TX: 92/100 as of August 2026 (Erath, TX: 28/100 one-to-four unit, 99/100 multifamily).
Erath, TX ZIPs, June 2026 (Erath, TX, 13 highest): score 0 (Erath, TX), climate 75 (Erath, TX): 76401, 76402; score 0 (Erath, TX), climate 73 (Erath, TX): 76462, 76463; score 0 (Erath, TX), climate 67 (Erath, TX): 76433, 76446; score 0 (Erath, TX), climate 57 (Erath, TX): 76453; score 0 (Erath, TX), climate 45 (Erath, TX): 76444; score 0 (Erath, TX), climate 43 (Erath, TX): 76649; score 0 (Erath, TX), climate 42 (Erath, TX): 76436; score 0 (Erath, TX), climate 40 (Erath, TX): 76445; score 0 (Erath, TX), climate 36 (Erath, TX): 76457; score 0 (Erath, TX), climate 30 (Erath, TX): 76690.
DLRadar rescores Erath, TX monthly; Erath, TX readings join Erath, TX foreclosure, lien and ownership parcels (Erath, TX), so cost-squeezed Erath, TX owners surface before listing.
Inside Texas, Erath County ranks 176th of 254 counties for home-insurance distress at 24/100; Wilson County (27/100) sits just above Erath County, and Lubbock County (24/100) sits just below Erath County.
Deterministic. Every Erath County, TX signal traces to a public Erath dataset (FEMA, NFIP, Census for Erath, TX) · how insurance distress works in Erath, TX · methodology
FAQ: Erath County, TX insurance distress
What is the Erath County, TX home-insurance-distress score?
Erath, TX: 24/100 (LOW), #1,968 of 3,222, #176 in Texas. FEMA hazard, Erath, TX: 0/100; NFIP stress, Erath, TX: 72/100; construction, Erath, TX: 92/100; Erath, TX rescores monthly.
Is Erath County insurance distress getting better or worse (TX)?
Erath, TX: 25 in March 2026; Erath, TX: 24 in October 2026 (better); Erath, TX NFIP claims score 72.
How many flood-insurance claims has Erath County, TX had?
Erath, TX: 2 NFIP claims, three years; Erath, TX paid $75,841; per Erath, TX claim $37,921; carriers reprice Erath, TX against that record.
Which Erath County ZIP codes carry the most insurance distress (TX)?
Erath, TX, June 2026: 76401 at 0, 76402 at 0, 76462 at 0, 76463 at 0; Erath, TX climate scores there: 75, 75, 73, 73.
Why does Erath, TX insurance distress create sellers?
A Erath, TX premium outruns the Erath, TX budget; a carrier leaves Erath, TX; Erath, TX carrying cost passes plan; Erath, TX owners sell while current; Erath, TX insurance distress leads Erath, TX foreclosure data.