Fannin County, TX: Home-Insurance Distress & Forced-Sale Pressure
Fannin County, TX: 27/100 (moderate) home-insurance distress; Fannin, TX band LOW; Fannin, TX #1,817 of 3,222 counties; Fannin, TX #160 of 254 in Texas; raw Fannin, TX 31.2; Fannin, TX coverage multiplier 0.85.
FEMA hazard, Fannin, TX: 52/100; Fannin, TX declarations, three years: 2; Fannin, TX perils: 2 flood; Fannin, TX five-year count 2 (severity 3.0); Fannin, TX ten-year 2; hazard-weighted, Fannin, TX: 4.0.
Declared incidents on the Fannin, TX record: 2024 Flood 2 (Fannin, TX).
NFIP claims, Fannin, TX, three years: none; Fannin, TX claim-stress 0/100.
Fannin, TX monthly score fell, 30 (March 2026) to 26 (October 2026); Fannin, TX by month: March 30, April 30, May 30, June 30 (Fannin, TX), July 27, August 26, September 27, October 26.
Fannin, TX components: climate 52; Fannin, TX retreat index 26; Fannin, TX climate multiplier 0.85.
Construction distress, Fannin, TX: 14/100 as of August 2026 (Fannin, TX: 12/100 one-to-four unit, 26/100 multifamily).
Fannin, TX ZIPs, June 2026 (Fannin, TX, 16 highest): score 0 (Fannin, TX), climate 97 (Fannin, TX): 75424; score 0 (Fannin, TX), climate 81 (Fannin, TX): 75423; score 0 (Fannin, TX), climate 76 (Fannin, TX): 75491, 75496; score 0 (Fannin, TX), climate 73 (Fannin, TX): 75449; score 0 (Fannin, TX), climate 72 (Fannin, TX): 75452; score 0 (Fannin, TX), climate 71 (Fannin, TX): 75446; score 0 (Fannin, TX), climate 69 (Fannin, TX): 75413, 75418, 75438, 75439, Fannin, TX 75447, 75475, 75476, 75479, Fannin, TX 75488.
DLRadar rescores Fannin, TX monthly; Fannin, TX readings join Fannin, TX foreclosure, lien and ownership parcels (Fannin, TX), so cost-squeezed Fannin, TX owners surface before listing.
Inside Texas, Fannin County ranks 160th of 254 counties for home-insurance distress at 27/100; Eastland County (27/100) sits just above Fannin County, and Gray County (27/100) sits just below Fannin County.
Deterministic. Every Fannin County, TX signal traces to a public Fannin dataset (FEMA, NFIP, Census for Fannin, TX) · how insurance distress works in Fannin, TX · methodology
FAQ: Fannin County, TX insurance distress
What is the Fannin County, TX home-insurance-distress score?
Fannin, TX: 27/100 (LOW), #1,817 of 3,222, #160 in Texas. FEMA hazard, Fannin, TX: 52/100; NFIP stress, Fannin, TX: 0/100; construction, Fannin, TX: 14/100; Fannin, TX rescores monthly.
Is Fannin County insurance distress getting better or worse (TX)?
Fannin, TX: 30 in March 2026; Fannin, TX: 26 in October 2026 (better); Fannin, TX climate component 52.
Which Fannin County ZIP codes carry the most insurance distress (TX)?
Fannin, TX, June 2026: 75424 at 0, 75423 at 0, 75491 at 0, 75496 at 0; Fannin, TX climate scores there: 97, 81, 76, 76.
Why does Fannin, TX insurance distress create sellers?
A Fannin, TX premium outruns the Fannin, TX budget; a carrier leaves Fannin, TX; Fannin, TX carrying cost passes plan; Fannin, TX owners sell while current; Fannin, TX insurance distress leads Fannin, TX foreclosure data.