Franklin County, TX: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, TX: 0/100 (low) home-insurance distress; Franklin, TX band ZERO; Franklin, TX #3,078 of 3,222 counties; Franklin, TX #209 of 254 in Texas; Franklin, TX coverage multiplier 0.70.
FEMA hazard, Franklin, TX: 0/100; Franklin, TX declarations, three years: none; Franklin, TX five-year count 2 (severity 2.0); Franklin, TX ten-year 2.
Declared incidents on the Franklin, TX record: 2023 Winter Storm 2 (Franklin, TX).
NFIP claims, Franklin, TX, three years: none; Franklin, TX claim-stress 0/100.
Franklin, TX monthly score: 0 in every month from March 2026 (Franklin, TX) through October 2026.
Franklin, TX components: all zero this month; Franklin, TX climate multiplier 0.70.
Construction distress, Franklin, TX: 89/100 as of August 2026 (Franklin, TX: 91/100 one-to-four unit, 52/100 multifamily).
Franklin, TX ZIPs, June 2026 (Franklin, TX, 7 highest): score 0 (Franklin, TX), climate 67 (Franklin, TX): 75478, 75481; score 0 (Franklin, TX), climate 53 (Franklin, TX): 75494; score 0 (Franklin, TX), climate 43 (Franklin, TX): 75455; score 0 (Franklin, TX), climate 30 (Franklin, TX): 75487; score 0 (Franklin, TX), climate 24 (Franklin, TX): 75480; score 0 (Franklin, TX), climate 23 (Franklin, TX): 75457.
DLRadar rescores Franklin, TX monthly; Franklin, TX readings join Franklin, TX foreclosure, lien and ownership parcels (Franklin, TX), so cost-squeezed Franklin, TX owners surface before listing.
Inside Texas, Franklin County ranks 209th of 254 counties for home-insurance distress at 0/100; Foard County (0/100) sits just above Franklin County, and Gaines County (0/100) sits just below Franklin County.
Deterministic. Every Franklin County, TX signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, TX) · how insurance distress works in Franklin, TX · methodology
FAQ: Franklin County, TX insurance distress
What is the Franklin County, TX home-insurance-distress score?
Franklin, TX: 0/100 (ZERO), #3,078 of 3,222, #209 in Texas. FEMA hazard, Franklin, TX: 0/100; NFIP stress, Franklin, TX: 0/100; construction, Franklin, TX: 89/100; Franklin, TX rescores monthly.
Is Franklin County insurance distress getting better or worse (TX)?
Franklin, TX: 0 in March 2026; Franklin, TX: 0 in October 2026 (unchanged).
Which Franklin County ZIP codes carry the most insurance distress (TX)?
Franklin, TX, June 2026: 75478 at 0, 75481 at 0, 75494 at 0, 75455 at 0; Franklin, TX climate scores there: 67, 67, 53, 43.
Why does Franklin, TX insurance distress create sellers?
A Franklin, TX premium outruns the Franklin, TX budget; a carrier leaves Franklin, TX; Franklin, TX carrying cost passes plan; Franklin, TX owners sell while current; Franklin, TX insurance distress leads Franklin, TX foreclosure data.