Grayson County, TX: Home-Insurance Distress & Forced-Sale Pressure
Grayson County, TX: 29/100 (moderate) home-insurance distress; Grayson, TX band LOW; Grayson, TX #1,626 of 3,222 counties; Grayson, TX #141 of 254 in Texas; raw Grayson, TX 34.6; Grayson, TX coverage multiplier 0.85.
FEMA hazard, Grayson, TX: 0/100; Grayson, TX declarations, three years: none.
NFIP claims, Grayson, TX, three years: 10; Grayson, TX payouts $521,422; per Grayson, TX claim $52,142; Grayson, TX claim-stress 87/100.
Grayson, TX monthly score fell, 30 (March 2026) to 29 (October 2026); Grayson, TX by month: March 30, April 30, May 30, June 30 (Grayson, TX), July 30, August 30, September 30, October 29.
Grayson, TX components: NFIP claims 87; Grayson, TX retreat index 29; Grayson, TX climate multiplier 0.85.
Construction distress, Grayson, TX: 81/100 as of August 2026 (Grayson, TX: 64/100 one-to-four unit, 100/100 multifamily).
Grayson, TX ZIPs, June 2026 (Grayson, TX, 16 highest): score 0 (Grayson, TX), climate 95 (Grayson, TX): 76258; score 0 (Grayson, TX), climate 82 (Grayson, TX): 75495; score 0 (Grayson, TX), climate 81 (Grayson, TX): 75020, 75021, 75058, 75076, Grayson, TX 75090, 75092, 75414, 75459, Grayson, TX 75489, 76245, 76264, 76268; score 0 (Grayson, TX), climate 79 (Grayson, TX): 76233; score 0 (Grayson, TX), climate 77 (Grayson, TX): 76271.
DLRadar rescores Grayson, TX monthly; Grayson, TX readings join Grayson, TX foreclosure, lien and ownership parcels (Grayson, TX), so cost-squeezed Grayson, TX owners surface before listing.
Inside Texas, Grayson County ranks 141st of 254 counties for home-insurance distress at 29/100; Mclennan County (31/100) sits just above Grayson County, and Tarrant County (29/100) sits just below Grayson County.
Deterministic. Every Grayson County, TX signal traces to a public Grayson dataset (FEMA, NFIP, Census for Grayson, TX) · how insurance distress works in Grayson, TX · methodology
FAQ: Grayson County, TX insurance distress
What is the Grayson County, TX home-insurance-distress score?
Grayson, TX: 29/100 (LOW), #1,626 of 3,222, #141 in Texas. FEMA hazard, Grayson, TX: 0/100; NFIP stress, Grayson, TX: 87/100; construction, Grayson, TX: 81/100; Grayson, TX rescores monthly.
Is Grayson County insurance distress getting better or worse (TX)?
Grayson, TX: 30 in March 2026; Grayson, TX: 29 in October 2026 (better); Grayson, TX NFIP claims score 87.
How many flood-insurance claims has Grayson County, TX had?
Grayson, TX: 10 NFIP claims, three years; Grayson, TX paid $521,422; per Grayson, TX claim $52,142; carriers reprice Grayson, TX against that record.
Which Grayson County ZIP codes carry the most insurance distress (TX)?
Grayson, TX, June 2026: 76258 at 0, 75495 at 0, 75020 at 0, 75021 at 0; Grayson, TX climate scores there: 95, 82, 81, 81.
Why does Grayson, TX insurance distress create sellers?
A Grayson, TX premium outruns the Grayson, TX budget; a carrier leaves Grayson, TX; Grayson, TX carrying cost passes plan; Grayson, TX owners sell while current; Grayson, TX insurance distress leads Grayson, TX foreclosure data.