Karnes County, TX: Home-Insurance Distress & Forced-Sale Pressure
Karnes County, TX: 0/100 (low) home-insurance distress; Karnes, TX band ZERO; Karnes, TX #3,091 of 3,222 counties; Karnes, TX #222 of 254 in Texas; Karnes, TX coverage multiplier 0.70.
FEMA hazard, Karnes, TX: 0/100; Karnes, TX declarations, three years: none.
NFIP claims, Karnes, TX, three years: none; Karnes, TX claim-stress 0/100.
Karnes, TX monthly score: 0 in every month from March 2026 (Karnes, TX) through October 2026.
Karnes, TX components: all zero this month; Karnes, TX climate multiplier 0.70.
Construction distress, Karnes, TX: 48/100 as of August 2026 (Karnes, TX: 48/100 one-to-four unit, 0/100 multifamily).
Karnes, TX ZIPs, June 2026 (Karnes, TX, 10 highest): score 0 (Karnes, TX), climate 80 (Karnes, TX): 78140; score 0 (Karnes, TX), climate 73 (Karnes, TX): 78141; score 0 (Karnes, TX), climate 61 (Karnes, TX): 78113; score 0 (Karnes, TX), climate 52 (Karnes, TX): 78151; score 0 (Karnes, TX), climate 50 (Karnes, TX): 78111, 78116, 78117, 78119, Karnes, TX 78144; score 0 (Karnes, TX), climate 49 (Karnes, TX): 78118.
DLRadar rescores Karnes, TX monthly; Karnes, TX readings join Karnes, TX foreclosure, lien and ownership parcels (Karnes, TX), so cost-squeezed Karnes, TX owners surface before listing.
Inside Texas, Karnes County ranks 222nd of 254 counties for home-insurance distress at 0/100; Jim Hogg County (0/100) sits just above Karnes County, and Kent County (0/100) sits just below Karnes County.
Deterministic. Every Karnes County, TX signal traces to a public Karnes dataset (FEMA, NFIP, Census for Karnes, TX) · how insurance distress works in Karnes, TX · methodology
FAQ: Karnes County, TX insurance distress
What is the Karnes County, TX home-insurance-distress score?
Karnes, TX: 0/100 (ZERO), #3,091 of 3,222, #222 in Texas. FEMA hazard, Karnes, TX: 0/100; NFIP stress, Karnes, TX: 0/100; construction, Karnes, TX: 48/100; Karnes, TX rescores monthly.
Is Karnes County insurance distress getting better or worse (TX)?
Karnes, TX: 0 in March 2026; Karnes, TX: 0 in October 2026 (unchanged).
Which Karnes County ZIP codes carry the most insurance distress (TX)?
Karnes, TX, June 2026: 78140 at 0, 78141 at 0, 78113 at 0, 78151 at 0; Karnes, TX climate scores there: 80, 73, 61, 52.
Why does Karnes, TX insurance distress create sellers?
A Karnes, TX premium outruns the Karnes, TX budget; a carrier leaves Karnes, TX; Karnes, TX carrying cost passes plan; Karnes, TX owners sell while current; Karnes, TX insurance distress leads Karnes, TX foreclosure data.