Llano County, TX: Home-Insurance Distress & Forced-Sale Pressure
Llano County, TX: 65/100 (elevated) home-insurance distress; Llano, TX band MEDIUM; Llano, TX #758 of 3,222 counties; Llano, TX #82 of 254 in Texas; raw Llano, TX 69.6.
FEMA hazard, Llano, TX: 52/100; Llano, TX declarations, three years: 3; Llano, TX perils: 2 flood; Llano, TX five-year count 2 (severity 4.0); Llano, TX ten-year 2; hazard-weighted, Llano, TX: 6.0.
Declared incidents on the Llano, TX record: 2025 Flood 2 (Llano, TX).
NFIP claims, Llano, TX, three years: 22; Llano, TX payouts $588,851; per Llano, TX claim $26,766; Llano, TX claim-stress 86/100.
Llano, TX monthly score fell, 70 (March 2026) to 65 (October 2026); Llano, TX by month: March 70, April 70, May 69, June 69 (Llano, TX), July 66, August 65, September 66, October 65.
Llano, TX components: climate 52, NFIP claims 86; Llano, TX retreat index 65.
Construction distress, Llano, TX: 48/100 as of August 2026 (Llano, TX: 46/100 one-to-four unit, 20/100 multifamily).
Llano, TX ZIPs, June 2026 (Llano, TX, 10 highest): score 0 (Llano, TX), climate 72 (Llano, TX): 78611; score 0 (Llano, TX), climate 67 (Llano, TX): 78657; score 0 (Llano, TX), climate 66 (Llano, TX): 78639; score 0 (Llano, TX), climate 64 (Llano, TX): 76831, 76885, 78607, 78609, Llano, TX 78643, 78672; score 0 (Llano, TX), climate 20 (Llano, TX): 76869.
DLRadar rescores Llano, TX monthly; Llano, TX readings join Llano, TX foreclosure, lien and ownership parcels (Llano, TX), so cost-squeezed Llano, TX owners surface before listing.
Inside Texas, Llano County ranks 80th of 254 counties for home-insurance distress at 65/100; Smith County (66/100) sits just above Llano County, and Denton County (65/100) sits just below Llano County.
Deterministic. Every Llano County, TX signal traces to a public Llano dataset (FEMA, NFIP, Census for Llano, TX) · how insurance distress works in Llano, TX · methodology
FAQ: Llano County, TX insurance distress
What is the Llano County, TX home-insurance-distress score?
Llano, TX: 65/100 (MEDIUM), #758 of 3,222, #82 in Texas. FEMA hazard, Llano, TX: 52/100; NFIP stress, Llano, TX: 86/100; construction, Llano, TX: 48/100; Llano, TX rescores monthly.
Is Llano County insurance distress getting better or worse (TX)?
Llano, TX: 70 in March 2026; Llano, TX: 65 in October 2026 (better); Llano, TX climate component 52; Llano, TX NFIP claims score 86.
How many flood-insurance claims has Llano County, TX had?
Llano, TX: 22 NFIP claims, three years; Llano, TX paid $588,851; per Llano, TX claim $26,766; carriers reprice Llano, TX against that record.
Which Llano County ZIP codes carry the most insurance distress (TX)?
Llano, TX, June 2026: 78611 at 0, 78657 at 0, 78639 at 0, 76831 at 0; Llano, TX climate scores there: 72, 67, 66, 64.
Why does Llano, TX insurance distress create sellers?
A Llano, TX premium outruns the Llano, TX budget; a carrier leaves Llano, TX; Llano, TX carrying cost passes plan; Llano, TX owners sell while current; Llano, TX insurance distress leads Llano, TX foreclosure data.