Mcculloch County, TX: Home-Insurance Distress & Forced-Sale Pressure
Mcculloch County, TX: 65/100 (elevated) home-insurance distress; Mcculloch, TX band MEDIUM; Mcculloch, TX #775 of 3,222 counties; Mcculloch, TX #73 of 254 in Texas; raw Mcculloch, TX 70.9.
FEMA hazard, Mcculloch, TX: 68/100; Mcculloch, TX declarations, three years: 6; Mcculloch, TX perils: 4 flood; Mcculloch, TX five-year count 4 (severity 7.0); Mcculloch, TX ten-year 4; hazard-weighted, Mcculloch, TX: 12.0.
Declared incidents on the Mcculloch, TX record: 2025 Flood 2; 2024 Flood 2 (Mcculloch, TX).
NFIP claims, Mcculloch, TX, three years: 1; Mcculloch, TX payouts $18,990; per Mcculloch, TX claim $18,990; Mcculloch, TX claim-stress 60/100.
Mcculloch, TX monthly score fell, 68 (March 2026) to 65 (October 2026); Mcculloch, TX by month: March 68, April 68, May 70, June 70 (Mcculloch, TX), July 68, August 68, September 67, October 65.
Mcculloch, TX components: climate 68, NFIP claims 60; Mcculloch, TX retreat index 65.
Construction distress, Mcculloch, TX: 86/100 as of August 2026 (Mcculloch, TX: 83/100 one-to-four unit, 20/100 multifamily).
Mcculloch, TX ZIPs, June 2026 (Mcculloch, TX, 7 highest): score 0 (Mcculloch, TX), climate 9 (Mcculloch, TX): 76825, 76852, 76887; score 0 (Mcculloch, TX), climate 8 (Mcculloch, TX): 76872; score 0 (Mcculloch, TX), climate 7 (Mcculloch, TX): 76836, 76871; score 0 (Mcculloch, TX), climate 5 (Mcculloch, TX): 76858.
DLRadar rescores Mcculloch, TX monthly; Mcculloch, TX readings join Mcculloch, TX foreclosure, lien and ownership parcels (Mcculloch, TX), so cost-squeezed Mcculloch, TX owners surface before listing.
Inside Texas, Mcculloch County ranks 83rd of 254 counties for home-insurance distress at 65/100; Bell County (65/100) sits just above Mcculloch County, and Crockett County (65/100) sits just below Mcculloch County.
Deterministic. Every Mcculloch County, TX signal traces to a public Mcculloch dataset (FEMA, NFIP, Census for Mcculloch, TX) · how insurance distress works in Mcculloch, TX · methodology
FAQ: Mcculloch County, TX insurance distress
What is the Mcculloch County, TX home-insurance-distress score?
Mcculloch, TX: 65/100 (MEDIUM), #775 of 3,222, #73 in Texas. FEMA hazard, Mcculloch, TX: 68/100; NFIP stress, Mcculloch, TX: 60/100; construction, Mcculloch, TX: 86/100; Mcculloch, TX rescores monthly.
Is Mcculloch County insurance distress getting better or worse (TX)?
Mcculloch, TX: 68 in March 2026; Mcculloch, TX: 65 in October 2026 (better); Mcculloch, TX climate component 68; Mcculloch, TX NFIP claims score 60.
How many flood-insurance claims has Mcculloch County, TX had?
Mcculloch, TX: 1 NFIP claims, three years; Mcculloch, TX paid $18,990; per Mcculloch, TX claim $18,990; carriers reprice Mcculloch, TX against that record.
Which Mcculloch County ZIP codes carry the most insurance distress (TX)?
Mcculloch, TX, June 2026: 76825 at 0, 76852 at 0, 76887 at 0, 76872 at 0; Mcculloch, TX climate scores there: 9, 9, 9, 8.
Why does Mcculloch, TX insurance distress create sellers?
A Mcculloch, TX premium outruns the Mcculloch, TX budget; a carrier leaves Mcculloch, TX; Mcculloch, TX carrying cost passes plan; Mcculloch, TX owners sell while current; Mcculloch, TX insurance distress leads Mcculloch, TX foreclosure data.