Mclennan County, TX: Home-Insurance Distress & Forced-Sale Pressure
Mclennan County, TX: 31/100 (moderate) home-insurance distress; Mclennan, TX band LOW; Mclennan, TX #1,573 of 3,222 counties; Mclennan, TX #140 of 254 in Texas; raw Mclennan, TX 37.0; Mclennan, TX coverage multiplier 0.85.
FEMA hazard, Mclennan, TX: 0/100; Mclennan, TX declarations, three years: none.
NFIP claims, Mclennan, TX, three years: 64; Mclennan, TX payouts $2,618,648; per Mclennan, TX claim $40,916; Mclennan, TX claim-stress 93/100.
Mclennan, TX monthly score rose, 30 (March 2026) to 31 (October 2026); Mclennan, TX by month: March 30, April 30, May 30, June 30 (Mclennan, TX), July 30, August 30, September 30, October 31.
Mclennan, TX components: NFIP claims 93; Mclennan, TX retreat index 31; Mclennan, TX climate multiplier 0.85.
Construction distress, Mclennan, TX: 58/100 as of August 2026 (Mclennan, TX: 57/100 one-to-four unit, 59/100 multifamily).
Mclennan, TX ZIPs, June 2026 (Mclennan, TX, 16 highest): score 0 (Mclennan, TX), climate 90 (Mclennan, TX): 76638, 76640, 76643, 76654, Mclennan, TX 76701, 76704, 76705, 76707, Mclennan, TX 76708, 76710, 76711, 76712, Mclennan, TX 76798; score 0 (Mclennan, TX), climate 89 (Mclennan, TX): 76691; score 0 (Mclennan, TX), climate 88 (Mclennan, TX): 76657; score 0 (Mclennan, TX), climate 87 (Mclennan, TX): 76557.
DLRadar rescores Mclennan, TX monthly; Mclennan, TX readings join Mclennan, TX foreclosure, lien and ownership parcels (Mclennan, TX), so cost-squeezed Mclennan, TX owners surface before listing.
Inside Texas, Mclennan County ranks 140th of 254 counties for home-insurance distress at 31/100; Terrell County (35/100) sits just above Mclennan County, and Grayson County (29/100) sits just below Mclennan County.
Deterministic. Every Mclennan County, TX signal traces to a public Mclennan dataset (FEMA, NFIP, Census for Mclennan, TX) · how insurance distress works in Mclennan, TX · methodology
FAQ: Mclennan County, TX insurance distress
What is the Mclennan County, TX home-insurance-distress score?
Mclennan, TX: 31/100 (LOW), #1,573 of 3,222, #140 in Texas. FEMA hazard, Mclennan, TX: 0/100; NFIP stress, Mclennan, TX: 93/100; construction, Mclennan, TX: 58/100; Mclennan, TX rescores monthly.
Is Mclennan County insurance distress getting better or worse (TX)?
Mclennan, TX: 30 in March 2026; Mclennan, TX: 31 in October 2026 (worse); Mclennan, TX NFIP claims score 93.
How many flood-insurance claims has Mclennan County, TX had?
Mclennan, TX: 64 NFIP claims, three years; Mclennan, TX paid $2,618,648; per Mclennan, TX claim $40,916; carriers reprice Mclennan, TX against that record.
Which Mclennan County ZIP codes carry the most insurance distress (TX)?
Mclennan, TX, June 2026: 76638 at 0, 76640 at 0, 76643 at 0, 76654 at 0; Mclennan, TX climate scores there: 90, 90, 90, 90.
Why does Mclennan, TX insurance distress create sellers?
A Mclennan, TX premium outruns the Mclennan, TX budget; a carrier leaves Mclennan, TX; Mclennan, TX carrying cost passes plan; Mclennan, TX owners sell while current; Mclennan, TX insurance distress leads Mclennan, TX foreclosure data.