Menard County, TX: Home-Insurance Distress & Forced-Sale Pressure
Menard County, TX: 76/100 (severe) home-insurance distress; Menard, TX band MEDIUM; Menard, TX #483 of 3,222 counties; Menard, TX #44 of 254 in Texas.
FEMA hazard, Menard, TX: 78/100; Menard, TX declarations, three years: 6; Menard, TX perils: 6 flood; Menard, TX five-year count 2 (severity 4.0); Menard, TX ten-year 2; hazard-weighted, Menard, TX: 12.0.
Declared incidents on the Menard, TX record: 2026 Flood 4; 2025 Flood 2 (Menard, TX).
NFIP claims, Menard, TX, three years: 7; Menard, TX payouts $90,869; per Menard, TX claim $12,981; Menard, TX claim-stress 72/100.
Menard, TX monthly score rose, 65 (March 2026) to 75 (October 2026); Menard, TX by month: March 65, April 65, May 65, June 65 (Menard, TX), July 73, August 72, September 77, October 75.
Menard, TX components: climate 77, NFIP claims 72; Menard, TX retreat index 75.
Construction distress, Menard, TX: 0/100 as of August 2026 (Menard, TX: 0/100 one-to-four unit, 0/100 multifamily).
Menard, TX ZIPs, June 2026 (Menard, TX, 4 highest): score 0 (Menard, TX), climate 22 (Menard, TX): 76854; score 0 (Menard, TX), climate 6 (Menard, TX): 76859; score 0 (Menard, TX), climate 3 (Menard, TX): 76841, 76848.
DLRadar rescores Menard, TX monthly; Menard, TX readings join Menard, TX foreclosure, lien and ownership parcels (Menard, TX), so cost-squeezed Menard, TX owners surface before listing.
Inside Texas, Menard County ranks 44th of 254 counties for home-insurance distress at 76/100; Gregg County (76/100) sits just above Menard County, and Harrison County (75/100) sits just below Menard County.
Deterministic. Every Menard County, TX signal traces to a public Menard dataset (FEMA, NFIP, Census for Menard, TX) · how insurance distress works in Menard, TX · methodology
FAQ: Menard County, TX insurance distress
What is the Menard County, TX home-insurance-distress score?
Menard, TX: 76/100 (MEDIUM), #483 of 3,222, #44 in Texas. FEMA hazard, Menard, TX: 78/100; NFIP stress, Menard, TX: 72/100; construction, Menard, TX: 0/100; Menard, TX rescores monthly.
Is Menard County insurance distress getting better or worse (TX)?
Menard, TX: 65 in March 2026; Menard, TX: 75 in October 2026 (worse); Menard, TX climate component 77; Menard, TX NFIP claims score 72.
How many flood-insurance claims has Menard County, TX had?
Menard, TX: 7 NFIP claims, three years; Menard, TX paid $90,869; per Menard, TX claim $12,981; carriers reprice Menard, TX against that record.
Which Menard County ZIP codes carry the most insurance distress (TX)?
Menard, TX, June 2026: 76854 at 0, 76859 at 0, 76841 at 0, 76848 at 0; Menard, TX climate scores there: 22, 6, 3, 3.
Why does Menard, TX insurance distress create sellers?
A Menard, TX premium outruns the Menard, TX budget; a carrier leaves Menard, TX; Menard, TX carrying cost passes plan; Menard, TX owners sell while current; Menard, TX insurance distress leads Menard, TX foreclosure data.