Nacogdoches County, TX: Home-Insurance Distress & Forced-Sale Pressure
Nacogdoches County, TX: 83/100 (severe) home-insurance distress; Nacogdoches, TX band HIGH; Nacogdoches, TX #265 of 3,222 counties; Nacogdoches, TX #19 of 254 in Texas.
FEMA hazard, Nacogdoches, TX: 84/100; Nacogdoches, TX declarations, three years: 4; Nacogdoches, TX perils: 2 hurricane, 2 flood; Nacogdoches, TX five-year count 4 (severity 6.0); Nacogdoches, TX ten-year 4; hazard-weighted, Nacogdoches, TX: 14.0.
Declared incidents on the Nacogdoches, TX record: 2024 Hurricane 2; 2024 Flood 2 (Nacogdoches, TX).
NFIP claims, Nacogdoches, TX, three years: 3; Nacogdoches, TX payouts $316,453; per Nacogdoches, TX claim $105,484; Nacogdoches, TX claim-stress 82/100.
Nacogdoches, TX monthly score rose, 82 (March 2026) to 83 (October 2026); Nacogdoches, TX by month: March 82, April 82, May 87, June 87 (Nacogdoches, TX), July 84, August 86, September 84, October 83.
Nacogdoches, TX components: climate 83, NFIP claims 82; Nacogdoches, TX retreat index 83.
Construction distress, Nacogdoches, TX: 58/100 as of August 2026 (Nacogdoches, TX: 58/100 one-to-four unit, 0/100 multifamily).
Nacogdoches, TX ZIPs, June 2026 (Nacogdoches, TX, 10 highest): score 0 (Nacogdoches, TX), climate 77 (Nacogdoches, TX): 75788, 75937, 75943, 75944, Nacogdoches, TX 75961, 75962, 75964, 75965; score 0 (Nacogdoches, TX), climate 69 (Nacogdoches, TX): 75760, 75946.
DLRadar rescores Nacogdoches, TX monthly; Nacogdoches, TX readings join Nacogdoches, TX foreclosure, lien and ownership parcels (Nacogdoches, TX), so cost-squeezed Nacogdoches, TX owners surface before listing.
Inside Texas, Nacogdoches County ranks 19th of 254 counties for home-insurance distress at 83/100; Grimes County (84/100) sits just above Nacogdoches County, and San Patricio County (83/100) sits just below Nacogdoches County.
Deterministic. Every Nacogdoches County, TX signal traces to a public Nacogdoches dataset (FEMA, NFIP, Census for Nacogdoches, TX) · how insurance distress works in Nacogdoches, TX · methodology
FAQ: Nacogdoches County, TX insurance distress
What is the Nacogdoches County, TX home-insurance-distress score?
Nacogdoches, TX: 83/100 (HIGH), #265 of 3,222, #19 in Texas. FEMA hazard, Nacogdoches, TX: 84/100; NFIP stress, Nacogdoches, TX: 82/100; construction, Nacogdoches, TX: 58/100; Nacogdoches, TX rescores monthly.
Is Nacogdoches County insurance distress getting better or worse (TX)?
Nacogdoches, TX: 82 in March 2026; Nacogdoches, TX: 83 in October 2026 (worse); Nacogdoches, TX climate component 83; Nacogdoches, TX NFIP claims score 82.
How many flood-insurance claims has Nacogdoches County, TX had?
Nacogdoches, TX: 3 NFIP claims, three years; Nacogdoches, TX paid $316,453; per Nacogdoches, TX claim $105,484; carriers reprice Nacogdoches, TX against that record.
Which Nacogdoches County ZIP codes carry the most insurance distress (TX)?
Nacogdoches, TX, June 2026: 75788 at 0, 75937 at 0, 75943 at 0, 75944 at 0; Nacogdoches, TX climate scores there: 77, 77, 77, 77.
Why does Nacogdoches, TX insurance distress create sellers?
A Nacogdoches, TX premium outruns the Nacogdoches, TX budget; a carrier leaves Nacogdoches, TX; Nacogdoches, TX carrying cost passes plan; Nacogdoches, TX owners sell while current; Nacogdoches, TX insurance distress leads Nacogdoches, TX foreclosure data.