Navarro County, TX: Home-Insurance Distress & Forced-Sale Pressure
Navarro County, TX: 53/100 (elevated) home-insurance distress; Navarro, TX band MEDIUM; Navarro, TX #1,029 of 3,222 counties; Navarro, TX #100 of 254 in Texas.
FEMA hazard, Navarro, TX: 52/100; Navarro, TX declarations, three years: 2; Navarro, TX perils: 2 flood; Navarro, TX five-year count 2 (severity 3.0); Navarro, TX ten-year 2; hazard-weighted, Navarro, TX: 4.0.
Declared incidents on the Navarro, TX record: 2024 Flood 2 (Navarro, TX).
NFIP claims, Navarro, TX, three years: 1; Navarro, TX payouts $9,775; per Navarro, TX claim $9,775; Navarro, TX claim-stress 56/100.
Navarro, TX monthly score fell, 59 (March 2026) to 53 (October 2026); Navarro, TX by month: March 59, April 59, May 58, June 58 (Navarro, TX), July 56, August 55, September 55, October 53.
Navarro, TX components: climate 52, NFIP claims 56; Navarro, TX retreat index 53.
Construction distress, Navarro, TX: 59/100 as of August 2026 (Navarro, TX: 58/100 one-to-four unit, 100/100 multifamily).
Navarro, TX ZIPs, June 2026 (Navarro, TX, 16 highest): score 0 (Navarro, TX), climate 82 (Navarro, TX): 75119; score 0 (Navarro, TX), climate 73 (Navarro, TX): 76626, 76641; score 0 (Navarro, TX), climate 72 (Navarro, TX): 75102, 75105, 75109, 75110, Navarro, TX 75144, 75153, 75155, 76639, Navarro, TX 76679, 76681; score 0 (Navarro, TX), climate 71 (Navarro, TX): 76666; score 0 (Navarro, TX), climate 68 (Navarro, TX): 76648; score 0 (Navarro, TX), climate 59 (Navarro, TX): 76693.
DLRadar rescores Navarro, TX monthly; Navarro, TX readings join Navarro, TX foreclosure, lien and ownership parcels (Navarro, TX), so cost-squeezed Navarro, TX owners surface before listing.
Inside Texas, Navarro County ranks 100th of 254 counties for home-insurance distress at 53/100; Gonzales County (55/100) sits just above Navarro County, and Clay County (53/100) sits just below Navarro County.
Deterministic. Every Navarro County, TX signal traces to a public Navarro dataset (FEMA, NFIP, Census for Navarro, TX) · how insurance distress works in Navarro, TX · methodology
FAQ: Navarro County, TX insurance distress
What is the Navarro County, TX home-insurance-distress score?
Navarro, TX: 53/100 (MEDIUM), #1,029 of 3,222, #100 in Texas. FEMA hazard, Navarro, TX: 52/100; NFIP stress, Navarro, TX: 56/100; construction, Navarro, TX: 59/100; Navarro, TX rescores monthly.
Is Navarro County insurance distress getting better or worse (TX)?
Navarro, TX: 59 in March 2026; Navarro, TX: 53 in October 2026 (better); Navarro, TX climate component 52; Navarro, TX NFIP claims score 56.
How many flood-insurance claims has Navarro County, TX had?
Navarro, TX: 1 NFIP claims, three years; Navarro, TX paid $9,775; per Navarro, TX claim $9,775; carriers reprice Navarro, TX against that record.
Which Navarro County ZIP codes carry the most insurance distress (TX)?
Navarro, TX, June 2026: 75119 at 0, 76626 at 0, 76641 at 0, 75102 at 0; Navarro, TX climate scores there: 82, 73, 73, 72.
Why does Navarro, TX insurance distress create sellers?
A Navarro, TX premium outruns the Navarro, TX budget; a carrier leaves Navarro, TX; Navarro, TX carrying cost passes plan; Navarro, TX owners sell while current; Navarro, TX insurance distress leads Navarro, TX foreclosure data.