Potter County, TX: Home-Insurance Distress & Forced-Sale Pressure
Potter County, TX: 61/100 (elevated) home-insurance distress; Potter, TX band MEDIUM; Potter, TX #860 of 3,222 counties; Potter, TX #91 of 254 in Texas.
FEMA hazard, Potter, TX: 52/100; Potter, TX declarations, three years: 2; Potter, TX perils: 2 fire; hazard-weighted, Potter, TX: 4.0.
Declared incidents on the Potter, TX record: 2026 Fire 2 (Potter, TX).
NFIP claims, Potter, TX, three years: 3; Potter, TX payouts $109,563; per Potter, TX claim $36,521; Potter, TX claim-stress 75/100.
Potter, TX monthly score rose, 26 (March 2026) to 61 (October 2026); Potter, TX by month: March 26, April 26, May 65, June 65 (Potter, TX), July 63, August 62, September 62, October 61.
Potter, TX components: climate 52, NFIP claims 75; Potter, TX retreat index 61.
Construction distress, Potter, TX: 35/100 as of August 2026 (Potter, TX: 5/100 one-to-four unit, 63/100 multifamily).
Potter, TX ZIPs, June 2026 (Potter, TX, 16 highest): score 0 (Potter, TX), climate 89 (Potter, TX): 79101, 79102, 79104, 79107, Potter, TX 79111, 79124; score 0 (Potter, TX), climate 88 (Potter, TX): 79103, 79106, 79108, 79109, Potter, TX 79121; score 0 (Potter, TX), climate 87 (Potter, TX): 79118; score 0 (Potter, TX), climate 80 (Potter, TX): 79058; score 0 (Potter, TX), climate 66 (Potter, TX): 79010; score 0 (Potter, TX), climate 47 (Potter, TX): 79098; score 0 (Potter, TX), climate 46 (Potter, TX): 79036.
DLRadar rescores Potter, TX monthly; Potter, TX readings join Potter, TX foreclosure, lien and ownership parcels (Potter, TX), so cost-squeezed Potter, TX owners surface before listing.
Inside Texas, Potter County ranks 91st of 254 counties for home-insurance distress at 61/100; Dimmit County (61/100) sits just above Potter County, and Montague County (61/100) sits just below Potter County.
Deterministic. Every Potter County, TX signal traces to a public Potter dataset (FEMA, NFIP, Census for Potter, TX) · how insurance distress works in Potter, TX · methodology
FAQ: Potter County, TX insurance distress
What is the Potter County, TX home-insurance-distress score?
Potter, TX: 61/100 (MEDIUM), #860 of 3,222, #91 in Texas. FEMA hazard, Potter, TX: 52/100; NFIP stress, Potter, TX: 75/100; construction, Potter, TX: 35/100; Potter, TX rescores monthly.
Is Potter County insurance distress getting better or worse (TX)?
Potter, TX: 26 in March 2026; Potter, TX: 61 in October 2026 (worse); Potter, TX climate component 52; Potter, TX NFIP claims score 75.
How many flood-insurance claims has Potter County, TX had?
Potter, TX: 3 NFIP claims, three years; Potter, TX paid $109,563; per Potter, TX claim $36,521; carriers reprice Potter, TX against that record.
Which Potter County ZIP codes carry the most insurance distress (TX)?
Potter, TX, June 2026: 79101 at 0, 79102 at 0, 79104 at 0, 79107 at 0; Potter, TX climate scores there: 89, 89, 89, 89.
Why does Potter, TX insurance distress create sellers?
A Potter, TX premium outruns the Potter, TX budget; a carrier leaves Potter, TX; Potter, TX carrying cost passes plan; Potter, TX owners sell while current; Potter, TX insurance distress leads Potter, TX foreclosure data.