Rockwall County, TX: Home-Insurance Distress & Forced-Sale Pressure
Rockwall County, TX: 66/100 (elevated) home-insurance distress; Rockwall, TX band MEDIUM; Rockwall, TX #742 of 3,222 counties; Rockwall, TX #78 of 254 in Texas; raw Rockwall, TX 70.2.
FEMA hazard, Rockwall, TX: 52/100; Rockwall, TX declarations, three years: 3; Rockwall, TX perils: 2 flood; Rockwall, TX five-year count 2 (severity 3.0); Rockwall, TX ten-year 2; hazard-weighted, Rockwall, TX: 6.0.
Declared incidents on the Rockwall, TX record: 2024 Flood 2 (Rockwall, TX).
NFIP claims, Rockwall, TX, three years: 8; Rockwall, TX payouts $545,510; per Rockwall, TX claim $68,189; Rockwall, TX claim-stress 87/100.
Rockwall, TX monthly score fell, 70 (March 2026) to 66 (October 2026); Rockwall, TX by month: March 70, April 70, May 69, June 69 (Rockwall, TX), July 67, August 66, September 66, October 66.
Rockwall, TX components: climate 52, NFIP claims 87; Rockwall, TX retreat index 66.
Construction distress, Rockwall, TX: 77/100 as of August 2026 (Rockwall, TX: 76/100 one-to-four unit, 87/100 multifamily).
Rockwall, TX ZIPs, June 2026 (Rockwall, TX, 9 highest): score 0 (Rockwall, TX), climate 97 (Rockwall, TX): 75098; score 0 (Rockwall, TX), climate 96 (Rockwall, TX): 75089; score 0 (Rockwall, TX), climate 93 (Rockwall, TX): 75088; score 0 (Rockwall, TX), climate 83 (Rockwall, TX): 75189; score 0 (Rockwall, TX), climate 79 (Rockwall, TX): 75126, 75160; score 0 (Rockwall, TX), climate 78 (Rockwall, TX): 75087; score 0 (Rockwall, TX), climate 77 (Rockwall, TX): 75032, 75132.
DLRadar rescores Rockwall, TX monthly; Rockwall, TX readings join Rockwall, TX foreclosure, lien and ownership parcels (Rockwall, TX), so cost-squeezed Rockwall, TX owners surface before listing.
Inside Texas, Rockwall County ranks 76th of 254 counties for home-insurance distress at 66/100; Henderson County (66/100) sits just above Rockwall County, and Coryell County (66/100) sits just below Rockwall County.
Deterministic. Every Rockwall County, TX signal traces to a public Rockwall dataset (FEMA, NFIP, Census for Rockwall, TX) · how insurance distress works in Rockwall, TX · methodology
FAQ: Rockwall County, TX insurance distress
What is the Rockwall County, TX home-insurance-distress score?
Rockwall, TX: 66/100 (MEDIUM), #742 of 3,222, #78 in Texas. FEMA hazard, Rockwall, TX: 52/100; NFIP stress, Rockwall, TX: 87/100; construction, Rockwall, TX: 77/100; Rockwall, TX rescores monthly.
Is Rockwall County insurance distress getting better or worse (TX)?
Rockwall, TX: 70 in March 2026; Rockwall, TX: 66 in October 2026 (better); Rockwall, TX climate component 52; Rockwall, TX NFIP claims score 87.
How many flood-insurance claims has Rockwall County, TX had?
Rockwall, TX: 8 NFIP claims, three years; Rockwall, TX paid $545,510; per Rockwall, TX claim $68,189; carriers reprice Rockwall, TX against that record.
Which Rockwall County ZIP codes carry the most insurance distress (TX)?
Rockwall, TX, June 2026: 75098 at 0, 75089 at 0, 75088 at 0, 75189 at 0; Rockwall, TX climate scores there: 97, 96, 93, 83.
Why does Rockwall, TX insurance distress create sellers?
A Rockwall, TX premium outruns the Rockwall, TX budget; a carrier leaves Rockwall, TX; Rockwall, TX carrying cost passes plan; Rockwall, TX owners sell while current; Rockwall, TX insurance distress leads Rockwall, TX foreclosure data.