Somervell County, TX: Home-Insurance Distress & Forced-Sale Pressure
Somervell County, TX: 20/100 (low) home-insurance distress; Somervell, TX band LOW; Somervell, TX #2,332 of 3,222 counties; Somervell, TX #182 of 254 in Texas; raw Somervell, TX 23.1; Somervell, TX coverage multiplier 0.85.
FEMA hazard, Somervell, TX: 0/100; Somervell, TX declarations, three years: none.
NFIP claims, Somervell, TX, three years: 1; Somervell, TX payouts $14,182; per Somervell, TX claim $14,182; Somervell, TX claim-stress 58/100.
Somervell, TX monthly score rose, 0 (March 2026) to 20 (October 2026); Somervell, TX by month: March 0, April 0, May 0, June 0 (Somervell, TX), July 0, August 0, September 0, October 20.
Somervell, TX components: NFIP claims 58; Somervell, TX retreat index 20; Somervell, TX climate multiplier 0.85.
Construction distress, Somervell, TX: 80/100 as of August 2026 (Somervell, TX: 47/100 one-to-four unit, 100/100 multifamily).
Somervell, TX ZIPs, June 2026 (Somervell, TX, 7 highest): score 0 (Somervell, TX), climate 81 (Somervell, TX): 76033; score 0 (Somervell, TX), climate 67 (Somervell, TX): 76048, 76433; score 0 (Somervell, TX), climate 30 (Somervell, TX): 76690; score 0 (Somervell, TX), climate 24 (Somervell, TX): 76070; score 0 (Somervell, TX), climate 21 (Somervell, TX): 76043; score 0 (Somervell, TX), climate 18 (Somervell, TX): 76077.
DLRadar rescores Somervell, TX monthly; Somervell, TX readings join Somervell, TX foreclosure, lien and ownership parcels (Somervell, TX), so cost-squeezed Somervell, TX owners surface before listing.
Inside Texas, Somervell County ranks 182nd of 254 counties for home-insurance distress at 20/100; Hood County (21/100) sits just above Somervell County, and Parker County (19/100) sits just below Somervell County.
Deterministic. Every Somervell County, TX signal traces to a public Somervell dataset (FEMA, NFIP, Census for Somervell, TX) · how insurance distress works in Somervell, TX · methodology
FAQ: Somervell County, TX insurance distress
What is the Somervell County, TX home-insurance-distress score?
Somervell, TX: 20/100 (LOW), #2,332 of 3,222, #182 in Texas. FEMA hazard, Somervell, TX: 0/100; NFIP stress, Somervell, TX: 58/100; construction, Somervell, TX: 80/100; Somervell, TX rescores monthly.
Is Somervell County insurance distress getting better or worse (TX)?
Somervell, TX: 0 in March 2026; Somervell, TX: 20 in October 2026 (worse); Somervell, TX NFIP claims score 58.
How many flood-insurance claims has Somervell County, TX had?
Somervell, TX: 1 NFIP claims, three years; Somervell, TX paid $14,182; per Somervell, TX claim $14,182; carriers reprice Somervell, TX against that record.
Which Somervell County ZIP codes carry the most insurance distress (TX)?
Somervell, TX, June 2026: 76033 at 0, 76048 at 0, 76433 at 0, 76690 at 0; Somervell, TX climate scores there: 81, 67, 67, 30.
Why does Somervell, TX insurance distress create sellers?
A Somervell, TX premium outruns the Somervell, TX budget; a carrier leaves Somervell, TX; Somervell, TX carrying cost passes plan; Somervell, TX owners sell while current; Somervell, TX insurance distress leads Somervell, TX foreclosure data.