Terry County, TX: Home-Insurance Distress & Forced-Sale Pressure
Terry County, TX: 0/100 (low) home-insurance distress; Terry, TX band ZERO; Terry, TX #3,114 of 3,222 counties; Terry, TX #245 of 254 in Texas; Terry, TX coverage multiplier 0.70.
FEMA hazard, Terry, TX: 0/100; Terry, TX declarations, three years: none.
NFIP claims, Terry, TX, three years: none; Terry, TX claim-stress 0/100.
Terry, TX monthly score: 0 in every month from March 2026 (Terry, TX) through October 2026.
Terry, TX components: all zero this month; Terry, TX climate multiplier 0.70.
Construction distress, Terry, TX: 94/100 as of August 2026 (Terry, TX: 93/100 one-to-four unit, 1/100 multifamily).
Terry, TX ZIPs, June 2026 (Terry, TX, 6 highest): score 0 (Terry, TX), climate 53 (Terry, TX): 79358; score 0 (Terry, TX), climate 47 (Terry, TX): 79316, 79359, 79378; score 0 (Terry, TX), climate 46 (Terry, TX): 79345; score 0 (Terry, TX), climate 40 (Terry, TX): 79376.
DLRadar rescores Terry, TX monthly; Terry, TX readings join Terry, TX foreclosure, lien and ownership parcels (Terry, TX), so cost-squeezed Terry, TX owners surface before listing.
Inside Texas, Terry County ranks 245th of 254 counties for home-insurance distress at 0/100; Swisher County (0/100) sits just above Terry County, and Throckmorton County (0/100) sits just below Terry County.
Deterministic. Every Terry County, TX signal traces to a public Terry dataset (FEMA, NFIP, Census for Terry, TX) · how insurance distress works in Terry, TX · methodology
FAQ: Terry County, TX insurance distress
What is the Terry County, TX home-insurance-distress score?
Terry, TX: 0/100 (ZERO), #3,114 of 3,222, #245 in Texas. FEMA hazard, Terry, TX: 0/100; NFIP stress, Terry, TX: 0/100; construction, Terry, TX: 94/100; Terry, TX rescores monthly.
Is Terry County insurance distress getting better or worse (TX)?
Terry, TX: 0 in March 2026; Terry, TX: 0 in October 2026 (unchanged).
Which Terry County ZIP codes carry the most insurance distress (TX)?
Terry, TX, June 2026: 79358 at 0, 79316 at 0, 79359 at 0, 79378 at 0; Terry, TX climate scores there: 53, 47, 47, 47.
Why does Terry, TX insurance distress create sellers?
A Terry, TX premium outruns the Terry, TX budget; a carrier leaves Terry, TX; Terry, TX carrying cost passes plan; Terry, TX owners sell while current; Terry, TX insurance distress leads Terry, TX foreclosure data.