Wise County, TX: Home-Insurance Distress & Forced-Sale Pressure
Wise County, TX: 28/100 (moderate) home-insurance distress; Wise, TX band LOW; Wise, TX #1,665 of 3,222 counties; Wise, TX #146 of 254 in Texas; raw Wise, TX 33.0; Wise, TX coverage multiplier 0.85.
FEMA hazard, Wise, TX: 0/100; Wise, TX declarations, three years: none.
NFIP claims, Wise, TX, three years: 2; Wise, TX payouts $674,917; per Wise, TX claim $337,459; Wise, TX claim-stress 82/100.
Wise, TX monthly score: 28 in every month from March 2026 (Wise, TX) through October 2026.
Wise, TX components: NFIP claims 82; Wise, TX retreat index 28; Wise, TX climate multiplier 0.85.
Construction distress, Wise, TX: 62/100 as of August 2026 (Wise, TX: 63/100 one-to-four unit, 19/100 multifamily).
Wise, TX ZIPs, June 2026 (Wise, TX, 16 highest): score 0 (Wise, TX), climate 96 (Wise, TX): 76247, 76249, 76259; score 0 (Wise, TX), climate 91 (Wise, TX): 76052; score 0 (Wise, TX), climate 87 (Wise, TX): 76020; score 0 (Wise, TX), climate 77 (Wise, TX): 76082; score 0 (Wise, TX), climate 70 (Wise, TX): 76487; score 0 (Wise, TX), climate 62 (Wise, TX): 76071, 76234; score 0 (Wise, TX), climate 61 (Wise, TX): 76023; score 0 (Wise, TX), climate 60 (Wise, TX): 76073, 76078, 76225, 76267; score 0 (Wise, TX), climate 55 (Wise, TX): 76270; score 0 (Wise, TX), climate 54 (Wise, TX): 76426.
DLRadar rescores Wise, TX monthly; Wise, TX readings join Wise, TX foreclosure, lien and ownership parcels (Wise, TX), so cost-squeezed Wise, TX owners surface before listing.
Inside Texas, Wise County ranks 146th of 254 counties for home-insurance distress at 28/100; Wichita County (28/100) sits just above Wise County, and El Paso County (27/100) sits just below Wise County.
Deterministic. Every Wise County, TX signal traces to a public Wise dataset (FEMA, NFIP, Census for Wise, TX) · how insurance distress works in Wise, TX · methodology
FAQ: Wise County, TX insurance distress
What is the Wise County, TX home-insurance-distress score?
Wise, TX: 28/100 (LOW), #1,665 of 3,222, #146 in Texas. FEMA hazard, Wise, TX: 0/100; NFIP stress, Wise, TX: 82/100; construction, Wise, TX: 62/100; Wise, TX rescores monthly.
Is Wise County insurance distress getting better or worse (TX)?
Wise, TX: 28 in March 2026; Wise, TX: 28 in October 2026 (unchanged); Wise, TX NFIP claims score 82.
How many flood-insurance claims has Wise County, TX had?
Wise, TX: 2 NFIP claims, three years; Wise, TX paid $674,917; per Wise, TX claim $337,459; carriers reprice Wise, TX against that record.
Which Wise County ZIP codes carry the most insurance distress (TX)?
Wise, TX, June 2026: 76247 at 0, 76249 at 0, 76259 at 0, 76052 at 0; Wise, TX climate scores there: 96, 96, 96, 91.
Why does Wise, TX insurance distress create sellers?
A Wise, TX premium outruns the Wise, TX budget; a carrier leaves Wise, TX; Wise, TX carrying cost passes plan; Wise, TX owners sell while current; Wise, TX insurance distress leads Wise, TX foreclosure data.