Zapata County, TX: Home-Insurance Distress & Forced-Sale Pressure
Zapata County, TX: 0/100 (low) home-insurance distress; Zapata, TX band ZERO; Zapata, TX #3,123 of 3,222 counties; Zapata, TX #254 of 254 in Texas; Zapata, TX coverage multiplier 0.70.
FEMA hazard, Zapata, TX: 0/100; Zapata, TX declarations, three years: none.
NFIP claims, Zapata, TX, three years: none; Zapata, TX claim-stress 0/100.
Zapata, TX monthly score: 0 in every month from March 2026 (Zapata, TX) through October 2026.
Zapata, TX components: all zero this month; Zapata, TX climate multiplier 0.70.
Construction distress, Zapata, TX: 0/100 as of August 2026 (Zapata, TX: 0/100 one-to-four unit, 0/100 multifamily).
Zapata, TX ZIPs, June 2026 (Zapata, TX, 5 highest): score 0 (Zapata, TX), climate 49 (Zapata, TX): 78545; score 0 (Zapata, TX), climate 35 (Zapata, TX): 78361; score 0 (Zapata, TX), climate 23 (Zapata, TX): 78067, 78076, 78564.
DLRadar rescores Zapata, TX monthly; Zapata, TX readings join Zapata, TX foreclosure, lien and ownership parcels (Zapata, TX), so cost-squeezed Zapata, TX owners surface before listing.
Inside Texas, Zapata County ranks 254th of 254 counties for home-insurance distress at 0/100; Yoakum County (0/100) sits just above Zapata County.
Deterministic. Every Zapata County, TX signal traces to a public Zapata dataset (FEMA, NFIP, Census for Zapata, TX) · how insurance distress works in Zapata, TX · methodology
FAQ: Zapata County, TX insurance distress
What is the Zapata County, TX home-insurance-distress score?
Zapata, TX: 0/100 (ZERO), #3,123 of 3,222, #254 in Texas. FEMA hazard, Zapata, TX: 0/100; NFIP stress, Zapata, TX: 0/100; construction, Zapata, TX: 0/100; Zapata, TX rescores monthly.
Is Zapata County insurance distress getting better or worse (TX)?
Zapata, TX: 0 in March 2026; Zapata, TX: 0 in October 2026 (unchanged).
Which Zapata County ZIP codes carry the most insurance distress (TX)?
Zapata, TX, June 2026: 78545 at 0, 78361 at 0, 78067 at 0, 78076 at 0; Zapata, TX climate scores there: 49, 35, 23, 23.
Why does Zapata, TX insurance distress create sellers?
A Zapata, TX premium outruns the Zapata, TX budget; a carrier leaves Zapata, TX; Zapata, TX carrying cost passes plan; Zapata, TX owners sell while current; Zapata, TX insurance distress leads Zapata, TX foreclosure data.