Albemarle County, VA: Home-Insurance Distress & Forced-Sale Pressure
Albemarle County, VA: 65/100 (elevated) home-insurance distress; Albemarle, VA band MEDIUM; Albemarle, VA #776 of 3,222 counties; Albemarle, VA #22 of 133 in Virginia; raw Albemarle, VA 69.8.
FEMA hazard, Albemarle, VA: 63/100; Albemarle, VA declarations, three years: 6; Albemarle, VA perils: 3 tropical-storm; Albemarle, VA five-year count 4 (severity 7.0); Albemarle, VA ten-year 4; hazard-weighted, Albemarle, VA: 9.0.
Declared incidents on the Albemarle, VA record: 2026 Winter Storm 2; 2024 Tropical Storm 2 (Albemarle, VA).
NFIP claims, Albemarle, VA, three years: 5; Albemarle, VA payouts $44,762; per Albemarle, VA claim $8,952; Albemarle, VA claim-stress 68/100.
Albemarle, VA monthly score fell, 67 (March 2026) to 63 (October 2026); Albemarle, VA by month: March 67, April 67, May 69, June 69 (Albemarle, VA), July 67, August 67, September 72, October 63.
Albemarle, VA components: climate 60, NFIP claims 68; Albemarle, VA retreat index 63.
Construction distress, Albemarle, VA: 54/100 as of August 2026 (Albemarle, VA: 56/100 one-to-four unit, 45/100 multifamily).
Albemarle, VA ZIPs, June 2026 (Albemarle, VA, 16 highest): score 0 (Albemarle, VA), climate 79 (Albemarle, VA): 22911, 22931, 22932, 22936, Albemarle, VA 22937, 22943, 22946, 22959; score 0 (Albemarle, VA), climate 76 (Albemarle, VA): 22901, 22902, 22903; score 0 (Albemarle, VA), climate 75 (Albemarle, VA): 22904; score 0 (Albemarle, VA), climate 73 (Albemarle, VA): 22947; score 0 (Albemarle, VA), climate 62 (Albemarle, VA): 22940; score 0 (Albemarle, VA), climate 54 (Albemarle, VA): 22969; score 0 (Albemarle, VA), climate 51 (Albemarle, VA): 22920.
DLRadar rescores Albemarle, VA monthly; Albemarle, VA readings join Albemarle, VA foreclosure, lien and ownership parcels (Albemarle, VA), so cost-squeezed Albemarle, VA owners surface before listing.
Inside Virginia, Albemarle County ranks 22nd of 133 counties for home-insurance distress at 65/100; Botetourt County (68/100) sits just above Albemarle County, and Greene County (65/100) sits just below Albemarle County.
Deterministic. Every Albemarle County, VA signal traces to a public Albemarle dataset (FEMA, NFIP, Census for Albemarle, VA) · how insurance distress works in Albemarle, VA · methodology
FAQ: Albemarle County, VA insurance distress
What is the Albemarle County, VA home-insurance-distress score?
Albemarle, VA: 65/100 (MEDIUM), #776 of 3,222, #22 in Virginia. FEMA hazard, Albemarle, VA: 63/100; NFIP stress, Albemarle, VA: 68/100; construction, Albemarle, VA: 54/100; Albemarle, VA rescores monthly.
Is Albemarle County insurance distress getting better or worse (VA)?
Albemarle, VA: 67 in March 2026; Albemarle, VA: 63 in October 2026 (better); Albemarle, VA climate component 60; Albemarle, VA NFIP claims score 68.
How many flood-insurance claims has Albemarle County, VA had?
Albemarle, VA: 5 NFIP claims, three years; Albemarle, VA paid $44,762; per Albemarle, VA claim $8,952; carriers reprice Albemarle, VA against that record.
Which Albemarle County ZIP codes carry the most insurance distress (VA)?
Albemarle, VA, June 2026: 22911 at 0, 22931 at 0, 22932 at 0, 22936 at 0; Albemarle, VA climate scores there: 79, 79, 79, 79.
Why does Albemarle, VA insurance distress create sellers?
A Albemarle, VA premium outruns the Albemarle, VA budget; a carrier leaves Albemarle, VA; Albemarle, VA carrying cost passes plan; Albemarle, VA owners sell while current; Albemarle, VA insurance distress leads Albemarle, VA foreclosure data.