Franklin County, VA: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, VA: 5/100 (low) home-insurance distress; Franklin, VA band LOW; Franklin, VA #2,490 of 3,222 counties; Franklin, VA #95 of 133 in Virginia; raw Franklin, VA 6.1; Franklin, VA coverage multiplier 0.85.
FEMA hazard, Franklin, VA: 0/100; Franklin, VA declarations, three years: 2; Franklin, VA five-year count 2 (severity 4.0); Franklin, VA ten-year 2.
Declared incidents on the Franklin, VA record: 2026 Winter Storm 2 (Franklin, VA).
NFIP claims, Franklin, VA, three years: 1; Franklin, VA payouts $0; per Franklin, VA claim $0; Franklin, VA claim-stress 15/100.
Franklin, VA monthly score fell, 6 (March 2026) to 5 (October 2026); Franklin, VA by month: March 6, April 6, May 5, June 5 (Franklin, VA), July 5, August 5, September 5, October 5.
Franklin, VA components: NFIP claims 15; Franklin, VA retreat index 5; Franklin, VA climate multiplier 0.85.
Construction distress, Franklin, VA: 33/100 as of August 2026 (Franklin, VA: 27/100 one-to-four unit, 100/100 multifamily).
Franklin, VA ZIPs, June 2026 (Franklin, VA, 1 highest): score 0 (Franklin, VA), climate 31 (Franklin, VA): 23851.
DLRadar rescores Franklin, VA monthly; Franklin, VA readings join Franklin, VA foreclosure, lien and ownership parcels (Franklin, VA), so cost-squeezed Franklin, VA owners surface before listing.
Inside Virginia, Franklin County ranks 95th of 133 counties for home-insurance distress at 5/100; Sussex County (5/100) sits just above Franklin County, and Manassas County (5/100) sits just below Franklin County.
Deterministic. Every Franklin County, VA signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, VA) · how insurance distress works in Franklin, VA · methodology
FAQ: Franklin County, VA insurance distress
What is the Franklin County, VA home-insurance-distress score?
Franklin, VA: 5/100 (LOW), #2,490 of 3,222, #95 in Virginia. FEMA hazard, Franklin, VA: 0/100; NFIP stress, Franklin, VA: 15/100; construction, Franklin, VA: 33/100; Franklin, VA rescores monthly.
Is Franklin County insurance distress getting better or worse (VA)?
Franklin, VA: 6 in March 2026; Franklin, VA: 5 in October 2026 (better); Franklin, VA NFIP claims score 15.
How many flood-insurance claims has Franklin County, VA had?
Franklin, VA: 1 NFIP claims, three years; Franklin, VA paid $0; per Franklin, VA claim $0; carriers reprice Franklin, VA against that record.
Which Franklin County ZIP codes carry the most insurance distress (VA)?
Franklin, VA, June 2026: 23851 at 0; Franklin, VA climate scores there: 31.
Why does Franklin, VA insurance distress create sellers?
A Franklin, VA premium outruns the Franklin, VA budget; a carrier leaves Franklin, VA; Franklin, VA carrying cost passes plan; Franklin, VA owners sell while current; Franklin, VA insurance distress leads Franklin, VA foreclosure data.