Montgomery County, VA: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, VA: 88/100 (severe) home-insurance distress; Montgomery, VA band HIGH; Montgomery, VA #158 of 3,222 counties; Montgomery, VA #3 of 133 in Virginia; raw Montgomery, VA 91.8.
FEMA hazard, Montgomery, VA: 84/100; Montgomery, VA declarations, three years: 12; Montgomery, VA perils: 6 tropical-storm, 3 severe-storm; Montgomery, VA five-year count 8 (severity 14.0); Montgomery, VA ten-year 8; hazard-weighted, Montgomery, VA: 21.0.
Declared incidents on the Montgomery, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Montgomery, VA); 2024 Tropical Storm 4 (Montgomery, VA).
NFIP claims, Montgomery, VA, three years: 16; Montgomery, VA payouts $1,619,275; per Montgomery, VA claim $101,205; Montgomery, VA claim-stress 93/100.
Montgomery, VA monthly score rose, 86 (March 2026) to 87 (October 2026); Montgomery, VA by month: March 86, April 86, May 90, June 90 (Montgomery, VA), July 88, August 90, September 93, October 87.
Montgomery, VA components: climate 83, NFIP claims 93; Montgomery, VA retreat index 87.
Construction distress, Montgomery, VA: 0/100 as of August 2026 (Montgomery, VA: 31/100 one-to-four unit, 0/100 multifamily).
Montgomery, VA ZIPs, June 2026 (Montgomery, VA, 11 highest): score 0 (Montgomery, VA), climate 54 (Montgomery, VA): 24059; score 0 (Montgomery, VA), climate 51 (Montgomery, VA): 24060, 24061, 24073, 24087; score 0 (Montgomery, VA), climate 50 (Montgomery, VA): 24162; score 0 (Montgomery, VA), climate 43 (Montgomery, VA): 24347; score 0 (Montgomery, VA), climate 37 (Montgomery, VA): 24141; score 0 (Montgomery, VA), climate 36 (Montgomery, VA): 24149; score 0 (Montgomery, VA), climate 32 (Montgomery, VA): 24070; score 0 (Montgomery, VA), climate 29 (Montgomery, VA): 24138.
DLRadar rescores Montgomery, VA monthly; Montgomery, VA readings join Montgomery, VA foreclosure, lien and ownership parcels (Montgomery, VA), so cost-squeezed Montgomery, VA owners surface before listing.
Inside Virginia, Montgomery County ranks 3rd of 133 counties for home-insurance distress at 88/100; Pulaski County (88/100) sits just above Montgomery County, and Buchanan County (87/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, VA signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, VA) · how insurance distress works in Montgomery, VA · methodology
FAQ: Montgomery County, VA insurance distress
What is the Montgomery County, VA home-insurance-distress score?
Montgomery, VA: 88/100 (HIGH), #158 of 3,222, #3 in Virginia. FEMA hazard, Montgomery, VA: 84/100; NFIP stress, Montgomery, VA: 93/100; construction, Montgomery, VA: 0/100; Montgomery, VA rescores monthly.
Is Montgomery County insurance distress getting better or worse (VA)?
Montgomery, VA: 86 in March 2026; Montgomery, VA: 87 in October 2026 (worse); Montgomery, VA climate component 83; Montgomery, VA NFIP claims score 93.
How many flood-insurance claims has Montgomery County, VA had?
Montgomery, VA: 16 NFIP claims, three years; Montgomery, VA paid $1,619,275; per Montgomery, VA claim $101,205; carriers reprice Montgomery, VA against that record.
Which Montgomery County ZIP codes carry the most insurance distress (VA)?
Montgomery, VA, June 2026: 24059 at 0, 24060 at 0, 24061 at 0, 24073 at 0; Montgomery, VA climate scores there: 54, 51, 51, 51.
Why does Montgomery, VA insurance distress create sellers?
A Montgomery, VA premium outruns the Montgomery, VA budget; a carrier leaves Montgomery, VA; Montgomery, VA carrying cost passes plan; Montgomery, VA owners sell while current; Montgomery, VA insurance distress leads Montgomery, VA foreclosure data.