Nelson County, VA: Home-Insurance Distress & Forced-Sale Pressure
Nelson County, VA: 60/100 (elevated) home-insurance distress; Nelson, VA band MEDIUM; Nelson, VA #884 of 3,222 counties; Nelson, VA #25 of 133 in Virginia.
FEMA hazard, Nelson, VA: 63/100; Nelson, VA declarations, three years: 4; Nelson, VA perils: 2 tropical-storm; Nelson, VA five-year count 4 (severity 7.0); Nelson, VA ten-year 4; hazard-weighted, Nelson, VA: 6.0.
Declared incidents on the Nelson, VA record: 2026 Winter Storm 2; 2024 Tropical Storm 2 (Nelson, VA).
NFIP claims, Nelson, VA, three years: 2; Nelson, VA payouts $5,006; per Nelson, VA claim $2,503; Nelson, VA claim-stress 56/100.
Nelson, VA monthly score fell, 63 (March 2026) to 58 (October 2026); Nelson, VA by month: March 63, April 63, May 65, June 65 (Nelson, VA), July 63, August 62, September 68, October 58.
Nelson, VA components: climate 60, NFIP claims 56; Nelson, VA retreat index 58.
Construction distress, Nelson, VA: 57/100 as of August 2026 (Nelson, VA: 56/100 one-to-four unit, 18/100 multifamily).
Nelson, VA ZIPs, June 2026 (Nelson, VA, 16 highest): score 0 (Nelson, VA), climate 68 (Nelson, VA): 22952; score 0 (Nelson, VA), climate 54 (Nelson, VA): 22969; score 0 (Nelson, VA), climate 51 (Nelson, VA): 22920; score 0 (Nelson, VA), climate 36 (Nelson, VA): 22938; score 0 (Nelson, VA), climate 33 (Nelson, VA): 22958; score 0 (Nelson, VA), climate 32 (Nelson, VA): 22922, 22949, 22964, 22971, Nelson, VA 22976, 24464, 24581; score 0 (Nelson, VA), climate 30 (Nelson, VA): 22967; score 0 (Nelson, VA), climate 28 (Nelson, VA): 24483; score 0 (Nelson, VA), climate 25 (Nelson, VA): 24562; score 0 (Nelson, VA), climate 24 (Nelson, VA): 24599.
DLRadar rescores Nelson, VA monthly; Nelson, VA readings join Nelson, VA foreclosure, lien and ownership parcels (Nelson, VA), so cost-squeezed Nelson, VA owners surface before listing.
Inside Virginia, Nelson County ranks 25th of 133 counties for home-insurance distress at 60/100; Roanoke County (60/100) sits just above Nelson County, and Lee County (47/100) sits just below Nelson County.
Deterministic. Every Nelson County, VA signal traces to a public Nelson dataset (FEMA, NFIP, Census for Nelson, VA) · how insurance distress works in Nelson, VA · methodology
FAQ: Nelson County, VA insurance distress
What is the Nelson County, VA home-insurance-distress score?
Nelson, VA: 60/100 (MEDIUM), #884 of 3,222, #25 in Virginia. FEMA hazard, Nelson, VA: 63/100; NFIP stress, Nelson, VA: 56/100; construction, Nelson, VA: 57/100; Nelson, VA rescores monthly.
Is Nelson County insurance distress getting better or worse (VA)?
Nelson, VA: 63 in March 2026; Nelson, VA: 58 in October 2026 (better); Nelson, VA climate component 60; Nelson, VA NFIP claims score 56.
How many flood-insurance claims has Nelson County, VA had?
Nelson, VA: 2 NFIP claims, three years; Nelson, VA paid $5,006; per Nelson, VA claim $2,503; carriers reprice Nelson, VA against that record.
Which Nelson County ZIP codes carry the most insurance distress (VA)?
Nelson, VA, June 2026: 22952 at 0, 22969 at 0, 22920 at 0, 22938 at 0; Nelson, VA climate scores there: 68, 54, 51, 36.
Why does Nelson, VA insurance distress create sellers?
A Nelson, VA premium outruns the Nelson, VA budget; a carrier leaves Nelson, VA; Nelson, VA carrying cost passes plan; Nelson, VA owners sell while current; Nelson, VA insurance distress leads Nelson, VA foreclosure data.