Northampton County, VA: Home-Insurance Distress & Forced-Sale Pressure
Northampton County, VA: 0/100 (low) home-insurance distress; Northampton, VA band ZERO; Northampton, VA #3,152 of 3,222 counties; Northampton, VA #116 of 133 in Virginia; Northampton, VA coverage multiplier 0.70.
FEMA hazard, Northampton, VA: 0/100; Northampton, VA declarations, three years: 2; Northampton, VA five-year count 2 (severity 4.0); Northampton, VA ten-year 2.
Declared incidents on the Northampton, VA record: 2026 Winter Storm 2 (Northampton, VA).
NFIP claims, Northampton, VA, three years: none; Northampton, VA claim-stress 0/100.
Northampton, VA monthly score: 0 in every month from March 2026 (Northampton, VA) through October 2026.
Northampton, VA components: all zero this month; Northampton, VA climate multiplier 0.70.
Construction distress, Northampton, VA: 27/100 as of August 2026 (Northampton, VA: 31/100 one-to-four unit, 0/100 multifamily).
Northampton, VA ZIPs, June 2026 (Northampton, VA, 11 highest): score 0 (Northampton, VA), climate 39 (Northampton, VA): 23307, 23310, 23316, 23347, Northampton, VA 23350, 23354, 23398, 23405, Northampton, VA 23408, 23413, 23486.
DLRadar rescores Northampton, VA monthly; Northampton, VA readings join Northampton, VA foreclosure, lien and ownership parcels (Northampton, VA), so cost-squeezed Northampton, VA owners surface before listing.
Inside Virginia, Northampton County ranks 116th of 133 counties for home-insurance distress at 0/100; New Kent County (0/100) sits just above Northampton County, and Northumberland County (0/100) sits just below Northampton County.
Deterministic. Every Northampton County, VA signal traces to a public Northampton dataset (FEMA, NFIP, Census for Northampton, VA) · how insurance distress works in Northampton, VA · methodology
FAQ: Northampton County, VA insurance distress
What is the Northampton County, VA home-insurance-distress score?
Northampton, VA: 0/100 (ZERO), #3,152 of 3,222, #116 in Virginia. FEMA hazard, Northampton, VA: 0/100; NFIP stress, Northampton, VA: 0/100; construction, Northampton, VA: 27/100; Northampton, VA rescores monthly.
Is Northampton County insurance distress getting better or worse (VA)?
Northampton, VA: 0 in March 2026; Northampton, VA: 0 in October 2026 (unchanged).
Which Northampton County ZIP codes carry the most insurance distress (VA)?
Northampton, VA, June 2026: 23307 at 0, 23310 at 0, 23316 at 0, 23347 at 0; Northampton, VA climate scores there: 39, 39, 39, 39.
Why does Northampton, VA insurance distress create sellers?
A Northampton, VA premium outruns the Northampton, VA budget; a carrier leaves Northampton, VA; Northampton, VA carrying cost passes plan; Northampton, VA owners sell while current; Northampton, VA insurance distress leads Northampton, VA foreclosure data.