Winchester County, VA: Home-Insurance Distress & Forced-Sale Pressure
Winchester County, VA: 22/100 (low) home-insurance distress; Winchester, VA band LOW; Winchester, VA #2,037 of 3,222 counties; Winchester, VA #61 of 133 in Virginia; raw Winchester, VA 26.4; Winchester, VA coverage multiplier 0.85.
FEMA hazard, Winchester, VA: 0/100; Winchester, VA declarations, three years: 2; Winchester, VA five-year count 2 (severity 4.0); Winchester, VA ten-year 2.
Declared incidents on the Winchester, VA record: 2026 Winter Storm 2 (Winchester, VA).
NFIP claims, Winchester, VA, three years: 3; Winchester, VA payouts $38,672; per Winchester, VA claim $12,891; Winchester, VA claim-stress 66/100.
Winchester, VA monthly score fell, 23 (March 2026) to 22 (October 2026); Winchester, VA by month: March 23, April 23, May 23, June 23 (Winchester, VA), July 23, August 23, September 23, October 22.
Winchester, VA components: NFIP claims 66; Winchester, VA retreat index 22; Winchester, VA climate multiplier 0.85.
Construction distress, Winchester, VA: 0/100 as of August 2026 (Winchester, VA: 43/100 one-to-four unit, 0/100 multifamily).
Winchester, VA ZIPs, June 2026 (Winchester, VA, 1 highest): score 0 (Winchester, VA), climate 19 (Winchester, VA): 22601.
DLRadar rescores Winchester, VA monthly; Winchester, VA readings join Winchester, VA foreclosure, lien and ownership parcels (Winchester, VA), so cost-squeezed Winchester, VA owners surface before listing.
Inside Virginia, Winchester County ranks 61st of 133 counties for home-insurance distress at 22/100; Frederick County (22/100) sits just above Winchester County, and York County (22/100) sits just below Winchester County.
Deterministic. Every Winchester County, VA signal traces to a public Winchester dataset (FEMA, NFIP, Census for Winchester, VA) · how insurance distress works in Winchester, VA · methodology
FAQ: Winchester County, VA insurance distress
What is the Winchester County, VA home-insurance-distress score?
Winchester, VA: 22/100 (LOW), #2,037 of 3,222, #61 in Virginia. FEMA hazard, Winchester, VA: 0/100; NFIP stress, Winchester, VA: 66/100; construction, Winchester, VA: 0/100; Winchester, VA rescores monthly.
Is Winchester County insurance distress getting better or worse (VA)?
Winchester, VA: 23 in March 2026; Winchester, VA: 22 in October 2026 (better); Winchester, VA NFIP claims score 66.
How many flood-insurance claims has Winchester County, VA had?
Winchester, VA: 3 NFIP claims, three years; Winchester, VA paid $38,672; per Winchester, VA claim $12,891; carriers reprice Winchester, VA against that record.
Which Winchester County ZIP codes carry the most insurance distress (VA)?
Winchester, VA, June 2026: 22601 at 0; Winchester, VA climate scores there: 19.
Why does Winchester, VA insurance distress create sellers?
A Winchester, VA premium outruns the Winchester, VA budget; a carrier leaves Winchester, VA; Winchester, VA carrying cost passes plan; Winchester, VA owners sell while current; Winchester, VA insurance distress leads Winchester, VA foreclosure data.