Wise County, VA: Home-Insurance Distress & Forced-Sale Pressure
Wise County, VA: 81/100 (severe) home-insurance distress; Wise, VA band HIGH; Wise, VA #330 of 3,222 counties; Wise, VA #11 of 133 in Virginia.
FEMA hazard, Wise, VA: 84/100; Wise, VA declarations, three years: 8; Wise, VA perils: 4 tropical-storm, 2 severe-storm; Wise, VA five-year count 8 (severity 14.0); Wise, VA ten-year 8; hazard-weighted, Wise, VA: 14.0.
Declared incidents on the Wise, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Wise, VA); 2024 Tropical Storm 4 (Wise, VA).
NFIP claims, Wise, VA, three years: 6; Wise, VA payouts $125,696; per Wise, VA claim $20,949; Wise, VA claim-stress 76/100.
Wise, VA monthly score held, 80 (March 2026) to 80 (October 2026); Wise, VA by month: March 80, April 80, May 84, June 84 (Wise, VA), July 82, August 84, September 87, October 80.
Wise, VA components: climate 83, NFIP claims 76; Wise, VA retreat index 80.
Construction distress, Wise, VA: 3/100 as of August 2026 (Wise, VA: 0/100 one-to-four unit, 100/100 multifamily).
Wise, VA ZIPs, June 2026 (Wise, VA, 8 highest): score 0 (Wise, VA), climate 48 (Wise, VA): 24216, 24246, 24279, 24293; score 0 (Wise, VA), climate 47 (Wise, VA): 24219; score 0 (Wise, VA), climate 43 (Wise, VA): 24273; score 0 (Wise, VA), climate 41 (Wise, VA): 24283; score 0 (Wise, VA), climate 36 (Wise, VA): 24230.
DLRadar rescores Wise, VA monthly; Wise, VA readings join Wise, VA foreclosure, lien and ownership parcels (Wise, VA), so cost-squeezed Wise, VA owners surface before listing.
Inside Virginia, Wise County ranks 11th of 133 counties for home-insurance distress at 81/100; Wythe County (81/100) sits just above Wise County, and Radford County (80/100) sits just below Wise County.
Deterministic. Every Wise County, VA signal traces to a public Wise dataset (FEMA, NFIP, Census for Wise, VA) · how insurance distress works in Wise, VA · methodology
FAQ: Wise County, VA insurance distress
What is the Wise County, VA home-insurance-distress score?
Wise, VA: 81/100 (HIGH), #330 of 3,222, #11 in Virginia. FEMA hazard, Wise, VA: 84/100; NFIP stress, Wise, VA: 76/100; construction, Wise, VA: 3/100; Wise, VA rescores monthly.
Is Wise County insurance distress getting better or worse (VA)?
Wise, VA: 80 in March 2026; Wise, VA: 80 in October 2026 (unchanged); Wise, VA climate component 83; Wise, VA NFIP claims score 76.
How many flood-insurance claims has Wise County, VA had?
Wise, VA: 6 NFIP claims, three years; Wise, VA paid $125,696; per Wise, VA claim $20,949; carriers reprice Wise, VA against that record.
Which Wise County ZIP codes carry the most insurance distress (VA)?
Wise, VA, June 2026: 24216 at 0, 24246 at 0, 24279 at 0, 24293 at 0; Wise, VA climate scores there: 48, 48, 48, 48.
Why does Wise, VA insurance distress create sellers?
A Wise, VA premium outruns the Wise, VA budget; a carrier leaves Wise, VA; Wise, VA carrying cost passes plan; Wise, VA owners sell while current; Wise, VA insurance distress leads Wise, VA foreclosure data.