Garfield County, WA: Home-Insurance Distress & Forced-Sale Pressure
Garfield County, WA: 27/100 (moderate) home-insurance distress; Garfield, WA band LOW; Garfield, WA #1,837 of 3,222 counties; Garfield, WA #30 of 39 in Washington; raw Garfield, WA 31.2; Garfield, WA coverage multiplier 0.85.
FEMA hazard, Garfield, WA: 52/100; Garfield, WA declarations, three years: 2; Garfield, WA perils: 2 flood; hazard-weighted, Garfield, WA: 4.0.
Declared incidents on the Garfield, WA record: 2026 Flood 2 (Garfield, WA).
NFIP claims, Garfield, WA, three years: none; Garfield, WA claim-stress 0/100.
Garfield, WA monthly score rose, 0 (March 2026) to 26 (October 2026); Garfield, WA by month: March 0, April 0, May 30, June 30 (Garfield, WA), July 27, August 26, September 32, October 26.
Garfield, WA components: climate 52; Garfield, WA retreat index 26; Garfield, WA climate multiplier 0.85.
Construction distress, Garfield, WA: 87/100 as of August 2026 (Garfield, WA: 84/100 one-to-four unit, 18/100 multifamily).
Garfield, WA ZIPs, June 2026 (Garfield, WA, 2 highest): score 0 (Garfield, WA), climate 13 (Garfield, WA): 99403; score 0 (Garfield, WA), climate 3 (Garfield, WA): 99347.
DLRadar rescores Garfield, WA monthly; Garfield, WA readings join Garfield, WA foreclosure, lien and ownership parcels (Garfield, WA), so cost-squeezed Garfield, WA owners surface before listing.
Inside Washington, Garfield County ranks 30th of 39 counties for home-insurance distress at 27/100; Asotin County (27/100) sits just above Garfield County, and Pend Oreille County (27/100) sits just below Garfield County.
Deterministic. Every Garfield County, WA signal traces to a public Garfield dataset (FEMA, NFIP, Census for Garfield, WA) · how insurance distress works in Garfield, WA · methodology
FAQ: Garfield County, WA insurance distress
What is the Garfield County, WA home-insurance-distress score?
Garfield, WA: 27/100 (LOW), #1,837 of 3,222, #30 in Washington. FEMA hazard, Garfield, WA: 52/100; NFIP stress, Garfield, WA: 0/100; construction, Garfield, WA: 87/100; Garfield, WA rescores monthly.
Is Garfield County insurance distress getting better or worse (WA)?
Garfield, WA: 0 in March 2026; Garfield, WA: 26 in October 2026 (worse); Garfield, WA climate component 52.
Which Garfield County ZIP codes carry the most insurance distress (WA)?
Garfield, WA, June 2026: 99403 at 0, 99347 at 0; Garfield, WA climate scores there: 13, 3.
Why does Garfield, WA insurance distress create sellers?
A Garfield, WA premium outruns the Garfield, WA budget; a carrier leaves Garfield, WA; Garfield, WA carrying cost passes plan; Garfield, WA owners sell while current; Garfield, WA insurance distress leads Garfield, WA foreclosure data.