Grays Harbor County, WA: Home-Insurance Distress & Forced-Sale Pressure
Grays Harbor County, WA: 68/100 (elevated) home-insurance distress; Grays Harbor, WA band MEDIUM; Grays Harbor, WA #695 of 3,222 counties; Grays Harbor, WA #15 of 39 in Washington; raw Grays Harbor, WA 73.7.
FEMA hazard, Grays Harbor, WA: 74/100; Grays Harbor, WA declarations, three years: 9; Grays Harbor, WA perils: 4 flood, 3 severe-storm; Grays Harbor, WA five-year count 4 (severity 7.0); Grays Harbor, WA ten-year 4; hazard-weighted, Grays Harbor, WA: 15.0.
Declared incidents on the Grays Harbor, WA record: 2026 Flood 2; 2025 Flood 2 (Grays Harbor, WA); 2024 Severe Storm 2 (Grays Harbor, WA).
NFIP claims, Grays Harbor, WA, three years: 1; Grays Harbor, WA payouts $14,846; per Grays Harbor, WA claim $14,846; Grays Harbor, WA claim-stress 58/100.
Grays Harbor, WA monthly score rose, 65 (March 2026) to 67 (October 2026); Grays Harbor, WA by month: March 65, April 65, May 74, June 74 (Grays Harbor, WA), July 72, August 73, September 79, October 67.
Grays Harbor, WA components: climate 73, NFIP claims 58; Grays Harbor, WA retreat index 67.
Construction distress, Grays Harbor, WA: 71/100 as of August 2026 (Grays Harbor, WA: 69/100 one-to-four unit, 94/100 multifamily).
Grays Harbor, WA ZIPs, June 2026 (Grays Harbor, WA, 16 highest): score 0 (Grays Harbor, WA), climate 96 (Grays Harbor, WA): 98520, 98526, 98535, 98536, Grays Harbor, WA 98550, 98552, 98557, 98559, Grays Harbor, WA 98562, 98563, 98566, 98568, Grays Harbor, WA 98569, 98571, 98575, 98583.
DLRadar rescores Grays Harbor, WA monthly; Grays Harbor, WA readings join Grays Harbor, WA foreclosure, lien and ownership parcels (Grays Harbor, WA), so cost-squeezed Grays Harbor, WA owners surface before listing.
Inside Washington, Grays Harbor County ranks 15th of 39 counties for home-insurance distress at 68/100; Island County (70/100) sits just above Grays Harbor County, and Benton County (63/100) sits just below Grays Harbor County.
Deterministic. Every Grays Harbor County, WA signal traces to a public Grays Harbor dataset (FEMA, NFIP, Census for Grays Harbor, WA) · how insurance distress works in Grays Harbor, WA · methodology
FAQ: Grays Harbor County, WA insurance distress
What is the Grays Harbor County, WA home-insurance-distress score?
Grays Harbor, WA: 68/100 (MEDIUM), #695 of 3,222, #15 in Washington. FEMA hazard, Grays Harbor, WA: 74/100; NFIP stress, Grays Harbor, WA: 58/100; construction, Grays Harbor, WA: 71/100; Grays Harbor, WA rescores monthly.
Is Grays Harbor County insurance distress getting better or worse (WA)?
Grays Harbor, WA: 65 in March 2026; Grays Harbor, WA: 67 in October 2026 (worse); Grays Harbor, WA climate component 73; Grays Harbor, WA NFIP claims score 58.
How many flood-insurance claims has Grays Harbor County, WA had?
Grays Harbor, WA: 1 NFIP claims, three years; Grays Harbor, WA paid $14,846; per Grays Harbor, WA claim $14,846; carriers reprice Grays Harbor, WA against that record.
Which Grays Harbor County ZIP codes carry the most insurance distress (WA)?
Grays Harbor, WA, June 2026: 98520 at 0, 98526 at 0, 98535 at 0, 98536 at 0; Grays Harbor, WA climate scores there: 96, 96, 96, 96.
Why does Grays Harbor, WA insurance distress create sellers?
A Grays Harbor, WA premium outruns the Grays Harbor, WA budget; a carrier leaves Grays Harbor, WA; Grays Harbor, WA carrying cost passes plan; Grays Harbor, WA owners sell while current; Grays Harbor, WA insurance distress leads Grays Harbor, WA foreclosure data.