Island County, WA: Home-Insurance Distress & Forced-Sale Pressure
Island County, WA: 70/100 (severe) home-insurance distress; Island, WA band MEDIUM; Island, WA #622 of 3,222 counties; Island, WA #14 of 39 in Washington.
FEMA hazard, Island, WA: 63/100; Island, WA declarations, three years: 4; Island, WA perils: 2 flood, 2 severe-storm; Island, WA five-year count 2 (severity 3.0); Island, WA ten-year 2; hazard-weighted, Island, WA: 6.0.
Declared incidents on the Island, WA record: 2026 Flood 2; 2024 Severe Storm 2 (Island, WA).
NFIP claims, Island, WA, three years: 8; Island, WA payouts $248,627; per Island, WA claim $31,078; Island, WA claim-stress 81/100.
Island, WA monthly score rose, 63 (March 2026) to 69 (October 2026); Island, WA by month: March 63, April 63, May 76, June 76 (Island, WA), July 73, August 73, September 78, October 69.
Island, WA components: climate 60, NFIP claims 81; Island, WA retreat index 69.
Construction distress, Island, WA: 84/100 as of August 2026 (Island, WA: 83/100 one-to-four unit, 88/100 multifamily).
Island, WA ZIPs, June 2026 (Island, WA, 8 highest): score 0 (Island, WA), climate 79 (Island, WA): 98236, 98239, 98249, 98253, Island, WA 98260, 98277, 98278, 98282.
DLRadar rescores Island, WA monthly; Island, WA readings join Island, WA foreclosure, lien and ownership parcels (Island, WA), so cost-squeezed Island, WA owners surface before listing.
Inside Washington, Island County ranks 14th of 39 counties for home-insurance distress at 70/100; Pacific County (70/100) sits just above Island County, and Grays Harbor County (68/100) sits just below Island County.
Deterministic. Every Island County, WA signal traces to a public Island dataset (FEMA, NFIP, Census for Island, WA) · how insurance distress works in Island, WA · methodology
FAQ: Island County, WA insurance distress
What is the Island County, WA home-insurance-distress score?
Island, WA: 70/100 (MEDIUM), #622 of 3,222, #14 in Washington. FEMA hazard, Island, WA: 63/100; NFIP stress, Island, WA: 81/100; construction, Island, WA: 84/100; Island, WA rescores monthly.
Is Island County insurance distress getting better or worse (WA)?
Island, WA: 63 in March 2026; Island, WA: 69 in October 2026 (worse); Island, WA climate component 60; Island, WA NFIP claims score 81.
How many flood-insurance claims has Island County, WA had?
Island, WA: 8 NFIP claims, three years; Island, WA paid $248,627; per Island, WA claim $31,078; carriers reprice Island, WA against that record.
Which Island County ZIP codes carry the most insurance distress (WA)?
Island, WA, June 2026: 98236 at 0, 98239 at 0, 98249 at 0, 98253 at 0; Island, WA climate scores there: 79, 79, 79, 79.
Why does Island, WA insurance distress create sellers?
A Island, WA premium outruns the Island, WA budget; a carrier leaves Island, WA; Island, WA carrying cost passes plan; Island, WA owners sell while current; Island, WA insurance distress leads Island, WA foreclosure data.