Kitsap County, WA: Home-Insurance Distress & Forced-Sale Pressure
Kitsap County, WA: 7/100 (low) home-insurance distress; Kitsap, WA band LOW; Kitsap, WA #2,423 of 3,222 counties; Kitsap, WA #35 of 39 in Washington; raw Kitsap, WA 7.7; Kitsap, WA coverage multiplier 0.85.
FEMA hazard, Kitsap, WA: 0/100; Kitsap, WA declarations, three years: none.
NFIP claims, Kitsap, WA, three years: 2; Kitsap, WA payouts $0; per Kitsap, WA claim $0; Kitsap, WA claim-stress 19/100.
Kitsap, WA monthly score: 7 in every month from March 2026 (Kitsap, WA) through October 2026.
Kitsap, WA components: NFIP claims 19; Kitsap, WA retreat index 7; Kitsap, WA climate multiplier 0.85.
Construction distress, Kitsap, WA: 80/100 as of August 2026 (Kitsap, WA: 65/100 one-to-four unit, 93/100 multifamily).
Kitsap, WA ZIPs, June 2026 (Kitsap, WA, 16 highest): score 0 (Kitsap, WA), climate 99 (Kitsap, WA): 98329; score 0 (Kitsap, WA), climate 93 (Kitsap, WA): 98110, 98310, 98311, 98312, Kitsap, WA 98314, 98315, 98337, 98340, Kitsap, WA 98342, 98345, 98346, 98353, Kitsap, WA 98359, 98364, 98366.
DLRadar rescores Kitsap, WA monthly; Kitsap, WA readings join Kitsap, WA foreclosure, lien and ownership parcels (Kitsap, WA), so cost-squeezed Kitsap, WA owners surface before listing.
Inside Washington, Kitsap County ranks 35th of 39 counties for home-insurance distress at 7/100; Grant County (7/100) sits just above Kitsap County, and Lincoln County (5/100) sits just below Kitsap County.
Deterministic. Every Kitsap County, WA signal traces to a public Kitsap dataset (FEMA, NFIP, Census for Kitsap, WA) · how insurance distress works in Kitsap, WA · methodology
FAQ: Kitsap County, WA insurance distress
What is the Kitsap County, WA home-insurance-distress score?
Kitsap, WA: 7/100 (LOW), #2,423 of 3,222, #35 in Washington. FEMA hazard, Kitsap, WA: 0/100; NFIP stress, Kitsap, WA: 19/100; construction, Kitsap, WA: 80/100; Kitsap, WA rescores monthly.
Is Kitsap County insurance distress getting better or worse (WA)?
Kitsap, WA: 7 in March 2026; Kitsap, WA: 7 in October 2026 (unchanged); Kitsap, WA NFIP claims score 19.
How many flood-insurance claims has Kitsap County, WA had?
Kitsap, WA: 2 NFIP claims, three years; Kitsap, WA paid $0; per Kitsap, WA claim $0; carriers reprice Kitsap, WA against that record.
Which Kitsap County ZIP codes carry the most insurance distress (WA)?
Kitsap, WA, June 2026: 98329 at 0, 98110 at 0, 98310 at 0, 98311 at 0; Kitsap, WA climate scores there: 99, 93, 93, 93.
Why does Kitsap, WA insurance distress create sellers?
A Kitsap, WA premium outruns the Kitsap, WA budget; a carrier leaves Kitsap, WA; Kitsap, WA carrying cost passes plan; Kitsap, WA owners sell while current; Kitsap, WA insurance distress leads Kitsap, WA foreclosure data.