Bayfield County, WI: Home-Insurance Distress & Forced-Sale Pressure
Bayfield County, WI: 32/100 (moderate) home-insurance distress; Bayfield, WI band LOW; Bayfield, WI #1,558 of 3,222 counties; Bayfield, WI #17 of 72 in Wisconsin; raw Bayfield, WI 37.9; Bayfield, WI coverage multiplier 0.85.
FEMA hazard, Bayfield, WI: 63/100; Bayfield, WI declarations, three years: 3; Bayfield, WI perils: 3 flood; hazard-weighted, Bayfield, WI: 6.0.
Declared incidents on the Bayfield, WI record: 2026 Flood 2 (Bayfield, WI).
NFIP claims, Bayfield, WI, three years: none; Bayfield, WI claim-stress 0/100.
Bayfield, WI monthly score rose, 0 (March 2026) to 26 (October 2026); Bayfield, WI by month: March 0, April 0, May 0, June 0 (Bayfield, WI), July 27, August 26, September 32, October 26.
Bayfield, WI components: climate 52; Bayfield, WI retreat index 26; Bayfield, WI climate multiplier 0.85.
Construction distress, Bayfield, WI: 45/100 as of August 2026 (Bayfield, WI: 60/100 one-to-four unit, 1/100 multifamily).
Bayfield, WI ZIPs, June 2026 (Bayfield, WI, 15 highest): score 0 (Bayfield, WI), climate 64 (Bayfield, WI): 54838; score 0 (Bayfield, WI), climate 54 (Bayfield, WI): 54873; score 0 (Bayfield, WI), climate 50 (Bayfield, WI): 54820; score 0 (Bayfield, WI), climate 43 (Bayfield, WI): 54517; score 0 (Bayfield, WI), climate 34 (Bayfield, WI): 54814, 54821, 54827, 54832, Bayfield, WI 54839, 54844, 54847, 54856, Bayfield, WI 54865, 54891; score 0 (Bayfield, WI), climate 31 (Bayfield, WI): 54806.
DLRadar rescores Bayfield, WI monthly; Bayfield, WI readings join Bayfield, WI foreclosure, lien and ownership parcels (Bayfield, WI), so cost-squeezed Bayfield, WI owners surface before listing.
Inside Wisconsin, Bayfield County ranks 17th of 72 counties for home-insurance distress at 32/100; Iowa County (44/100) sits just above Bayfield County, and Buffalo County (32/100) sits just below Bayfield County.
Deterministic. Every Bayfield County, WI signal traces to a public Bayfield dataset (FEMA, NFIP, Census for Bayfield, WI) · how insurance distress works in Bayfield, WI · methodology
FAQ: Bayfield County, WI insurance distress
What is the Bayfield County, WI home-insurance-distress score?
Bayfield, WI: 32/100 (LOW), #1,558 of 3,222, #17 in Wisconsin. FEMA hazard, Bayfield, WI: 63/100; NFIP stress, Bayfield, WI: 0/100; construction, Bayfield, WI: 45/100; Bayfield, WI rescores monthly.
Is Bayfield County insurance distress getting better or worse (WI)?
Bayfield, WI: 0 in March 2026; Bayfield, WI: 26 in October 2026 (worse); Bayfield, WI climate component 52.
Which Bayfield County ZIP codes carry the most insurance distress (WI)?
Bayfield, WI, June 2026: 54838 at 0, 54873 at 0, 54820 at 0, 54517 at 0; Bayfield, WI climate scores there: 64, 54, 50, 43.
Why does Bayfield, WI insurance distress create sellers?
A Bayfield, WI premium outruns the Bayfield, WI budget; a carrier leaves Bayfield, WI; Bayfield, WI carrying cost passes plan; Bayfield, WI owners sell while current; Bayfield, WI insurance distress leads Bayfield, WI foreclosure data.