Mcdowell County, WV: Home-Insurance Distress & Forced-Sale Pressure
Mcdowell County, WV: 67/100 (elevated) home-insurance distress; Mcdowell, WV band MEDIUM; Mcdowell, WV #711 of 3,222 counties; Mcdowell, WV #20 of 55 in West Virginia; raw Mcdowell, WV 61.1.
FEMA hazard, Mcdowell, WV: 50/100; Mcdowell, WV declarations, three years: 4; Mcdowell, WV perils: 2 severe-storm; Mcdowell, WV five-year count 4 (severity 8.0); Mcdowell, WV ten-year 4; hazard-weighted, Mcdowell, WV: 2.0.
Declared incidents on the Mcdowell, WV record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Mcdowell, WV).
NFIP claims, Mcdowell, WV, three years: 62; Mcdowell, WV payouts $2,551,788; per Mcdowell, WV claim $41,158; Mcdowell, WV claim-stress 93/100.
Mcdowell, WV monthly score fell, 66 (March 2026) to 61 (October 2026); Mcdowell, WV by month: March 66, April 66, May 66, June 66 (Mcdowell, WV), July 64, August 62, September 67, October 61.
Mcdowell, WV components: climate 40, NFIP claims 93; Mcdowell, WV retreat index 61.
Construction distress, Mcdowell, WV: 97/100 as of August 2026 (Mcdowell, WV: 97/100 one-to-four unit, 0/100 multifamily).
Mcdowell, WV ZIPs, June 2026 (Mcdowell, WV, 16 highest): score 0 (Mcdowell, WV), climate 69 (Mcdowell, WV): 24808, 24811, 24813, 24815, Mcdowell, WV 24816, 24817, 24826, 24830, Mcdowell, WV 24831, 24836, 24843, 24848, Mcdowell, WV 24850, 24853, 24855, 24861.
DLRadar rescores Mcdowell, WV monthly; Mcdowell, WV readings join Mcdowell, WV foreclosure, lien and ownership parcels (Mcdowell, WV), so cost-squeezed Mcdowell, WV owners surface before listing.
Inside West Virginia, Mcdowell County ranks 20th of 55 counties for home-insurance distress at 67/100; Logan County (67/100) sits just above Mcdowell County, and Pendleton County (67/100) sits just below Mcdowell County.
Deterministic. Every Mcdowell County, WV signal traces to a public Mcdowell dataset (FEMA, NFIP, Census for Mcdowell, WV) · how insurance distress works in Mcdowell, WV · methodology
FAQ: Mcdowell County, WV insurance distress
What is the Mcdowell County, WV home-insurance-distress score?
Mcdowell, WV: 67/100 (MEDIUM), #711 of 3,222, #20 in West Virginia. FEMA hazard, Mcdowell, WV: 50/100; NFIP stress, Mcdowell, WV: 93/100; construction, Mcdowell, WV: 97/100; Mcdowell, WV rescores monthly.
Is Mcdowell County insurance distress getting better or worse (WV)?
Mcdowell, WV: 66 in March 2026; Mcdowell, WV: 61 in October 2026 (better); Mcdowell, WV climate component 40; Mcdowell, WV NFIP claims score 93.
How many flood-insurance claims has Mcdowell County, WV had?
Mcdowell, WV: 62 NFIP claims, three years; Mcdowell, WV paid $2,551,788; per Mcdowell, WV claim $41,158; carriers reprice Mcdowell, WV against that record.
Which Mcdowell County ZIP codes carry the most insurance distress (WV)?
Mcdowell, WV, June 2026: 24808 at 0, 24811 at 0, 24813 at 0, 24815 at 0; Mcdowell, WV climate scores there: 69, 69, 69, 69.
Why does Mcdowell, WV insurance distress create sellers?
A Mcdowell, WV premium outruns the Mcdowell, WV budget; a carrier leaves Mcdowell, WV; Mcdowell, WV carrying cost passes plan; Mcdowell, WV owners sell while current; Mcdowell, WV insurance distress leads Mcdowell, WV foreclosure data.