ZIP 02645 Property Distress & Foreclosure Data

In Barnstable County, Massachusetts, ZIP 02645 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (63/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (14/100) register low. On the structural side it scores 63/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (88/100).

The market reads peak — home values rose 2.3% year on year, and 24% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 3.6% — low. The ZIP holds roughly 6,578 housing units. Around 44% of renters are cost-burdened. Around 43% of adults hold a bachelor's degree or higher. At $89,898, median income runs above typical U.S. levels. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. The typical home is worth about $648,200 (6.5× income). The vacancy rate is 28.4% — elevated. About 11,060 people live here, median age 57.

Net-net, 02645 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.