ZIP 02646 Property Distress & Foreclosure Data

DLRadar grades ZIP 02646 (Barnstable County, Massachusetts) at a low 28/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (88/100)). Property-level stress concentrates in construction/permit lag (78/100), structural risk (63/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (14/100). Structural risk reads 63/100 against active distress of 4/100.

The peak-phase market in 02646 posted values that rose 2.3% over the year, and 39% higher over three years, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,610 housing units across 02646. Vacancy runs 62.0%, above the national norm and a classic distress-and-opportunity signal. Home values center near $896,000, an affordability ratio of 9.7× — stretched. Owners hold 85% of homes, renters 15%. DLRadar's demographic-stress index for the area reads 48/100. 10.2% of residents fall below the poverty threshold. Median household income is $74,276, near the U.S. median near $78,000. Educational attainment sits at 65% bachelor's-or-above. Population is roughly 1,715 with a median age of 64. Rent burden reaches 39% of tenant households.

On the whole, 02646 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.