ZIP 02646 Foreclosure, Tax-Lien & Distress Report
Barnstable County, Massachusetts · High Vacancy market
ZIP code 02646 in Barnstable County, Massachusetts carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (87/100). The pressure is most legible in construction/permit lag (100/100), structural risk (69/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (14/100) register low. Latent structural risk is 69/100 while live distress already moving reads 4/100.
The neutral-phase market in 02646 posted values that rose 3.7% over the year, and 39% higher over three years, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
There are about 2,610 housing units across 02646. The vacancy rate is 62.0% — elevated. Home values center near $896,000, an affordability ratio of 9.7× — stretched. 85% of housing is owner-occupied. The demographic-stress sub-score lands at 48/100. The poverty rate is 10.2%. At $74,276, median income runs near typical U.S. levels. Around 65% of adults hold a bachelor's degree or higher. Population is roughly 1,715 with a median age of 64. Around 39% of renters are cost-burdened.
Net-net, 02646 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 02646 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 02646 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02646 can be compared directly against any other ZIP in Barnstable County, Massachusetts or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 02646 shows blanks, not estimates, wherever the record is sparse.
The 30/100 for 02646 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 02646 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 02646
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 02646 distress snapshot
The live 02646 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Deterministic scoring, sourced entirely from public data · methodology