ZIP 11520 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 11520 (Nassau County, New York) lands at 32/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100)). On the structural side it scores 71/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (71/100), institutional ownership (50/100), construction/permit lag (45/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 19% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $119,407 — above the roughly $78,000 national figure. A median home runs $506,100 here, or 4.0 times local income. The vacancy rate is 5.3%. Educational attainment sits at 27% bachelor's-or-above. The poverty rate is 6.2% — low. The ZIP holds roughly 14,969 housing units. Rent burden reaches 46% of tenant households. 44,873 residents call 11520 home, typically aged 39. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 71% of homes, renters 29%.

Net-net, 11520 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 11520 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 11520 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 11520 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 32/100 figure for 11520 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 11520 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.