ZIP 17540 Property Distress & Foreclosure Data

In Lancaster County, Pennsylvania, ZIP 17540 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 57/100 structural and 2/100 already moving. Its standout signals are structural risk (57/100), construction/permit lag (44/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.8% year on year, and 29% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $83,229 — near the roughly $78,000 national figure. Around 39% of renters are cost-burdened. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. About 30% have a four-year degree. A median home runs $339,200 here, or 3.8 times local income. On demographic stress specifically, 17540 scores 31/100. The vacancy rate is 3.8%. The ZIP holds roughly 4,008 housing units. About 11,172 people live here, median age 34. The tenure split is 60% owner-occupied to 40% rented.

Net-net, 17540 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.