ZIP 17801 Foreclosure, Tax-Lien & Distress Report

Northumberland County, Pennsylvania's ZIP 17801 registers 20/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (79/100), structural risk (44/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 44/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 14% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $57,341 — below the roughly $78,000 national figure. There are about 7,765 housing units across 17801. The typical home is worth about $153,500 (2.5× income, relatively affordable). About 16% have a four-year degree. 11.8% of residents fall below the poverty threshold. 67% of housing is owner-occupied. Rent burden reaches 29% of tenant households. About 16,229 people live here, median age 44. The demographic-stress sub-score lands at 27/100. Vacancy runs 10.6%.

On balance 17801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 17801 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 17801 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 17801 stays directly comparable to neighboring ZIPs and the rest of Northumberland County, Pennsylvania. Sparse data for 17801 shows as blanks, never estimates, and the score updates on every fresh public filing.

17801's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 17801 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.