ZIP 22039 Foreclosure, Tax-Lien & Distress Report

In Fairfax County, Virginia, ZIP 22039 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (72/100). Its standout signals are structural risk (51/100), construction/permit lag (34/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structurally it carries 51/100, against 2/100 of stress already in motion.

The peak-phase market in 22039 posted values that rose 3.4% over the year, and 23% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 19,034 with a median age of 45. Owners hold 96% of homes, renters 4%. Households earn a median $250,001 — above the roughly $78,000 national figure. The poverty rate is 2.2% — low. The ZIP holds roughly 5,927 housing units. Vacancy runs 0.0%. Around 7% of renters are cost-burdened. About 78% have a four-year degree. The typical home is worth about $1,021,500 (3.9× income, relatively affordable). On demographic stress specifically, 22039 scores 17/100.

Overall 22039 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 22039 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22039 can be compared directly against any other ZIP in Fairfax County, Virginia or nationwide. Sparse data for 22039 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 22039's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 22039 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.